Bankruptcy? Collection Accounts? Less Than Perfect Credit? Our Programs are designed for those with less than perfect credit. For more than 15 years we have been assisting those with less than perfect credit to find housing. We have three preferred lenders in the local area who assist our clients in realigning their credit to meet the mortgage industry requirements. How? By evaluating each individ
ual and circumstance and creating a plan to get you from where you are now – to home ownership. The average time to realign the credit and qualify is 0-6 months. To talk to one of our team members ASAP - please call or text one of the following numbers: (540) 809-7548 or (703) 772-7630 or to get a package and more information - answer the following questions in an email and one of our team members will respond ASAP:
1. What is your name?
2. What is your phone number?
3. What is the best way to reach you? Best time to reach you?
4. Where do you want to live?
5. Do you want to rent, rent-to-own or buy? What is your goal?
6. How many bedrooms and bathrooms do you need?
7. What price range are you looking in? Monthly rent amount? Monthly mortgage amount?
8. What is your total household income prior to taxes?
9. Are you currently renting? If so, How long? How much is the rent?
10. Are you eligible for a VA loan?
11. Do you have monies set aside for deposits and such?
12. Do you have any pets? If so, how many and what kind?
13. What is your target date for moving?
14. How would you describe your credit score? Do you know what the score is?
15. Have you filed for bankruptcy within the past three years? If so, when was it discharged?
16. Have you experienced a foreclosure within the past three years? When was it foreclosed? What is the property address?
17. Do you have good rental history for the past twelve months?
18. Are you currently being evicted?
19. Have you been evicted or had an unlawful detainer filed against you in the last three years?
20. What other information do you consider important when considering your information? Need to move now – but cannot qualify to buy? We have several homes available that may offer the rent-to-own option. To view a list of these homes in Fairfax County, Prince William County, Stafford County and Spotsylvania County, please email [email protected] and request a current list.