The Lord & Smith Team brokered by EXP Realty

12/25/2025

Merry Christmas everyone! For unto us a child was born! He is our Savior and soon coming King!

12/25/2025

Thanking God for this one! Closed on December 8th. I love working with listings, and I am grateful to have been able to help my client sell this home through one of the toughest markets I have ever seen, through a government shutdown, through personal trials and tribulations, all while navigating a new adventure in my life. To God be the glory! If you are looking for a faith filled listing agent who will put her shoulder to the grindstone to get your house sold, well, that's me. TGBTG!

10/09/2025

Just Listed!! Join me this Saturday at the Open House! 5216 Calvert Ct, Fredericksburg, VA 22407

07/30/2025

Come see my colleague's listing!! Escape to Tranquility in Style! Discover this beautifully upgraded 4-bedroom, 3.5-bath home nestled on over 5 acres of peaceful, wooded land in a quiet cul-de-sac - with no HOA! From the moment you arrive, you'll be captivated by the open-concept layout, elegant crown molding, and stone-faced gas fireplace that create a warm, inviting atmosphere. The gourmet kitchen features granite countertops, stainless steel appliances, recessed lighting, and luxury flooring - perfect for both everyday living and entertaining. Enjoy morning coffee in the bright sunroom or relax on the back deck overlooking your private oasis with serene forest views. Upstairs, spacious bedrooms and a convenient laundry room offer everyday ease, while the finished basement includes a full bath, den, exercise, and bonus rooms - ideal for guests, a home office, or media space. Located in the desirable Stafford County school district, this home is a rare gem. Schedule your tour today - Homes like this don't stay on the market long!

06/27/2025

You are invited to this open house! Call me if you love it and I'll write the offer for you!

06/16/2025

Have you ever thought about a career in real estate?
I'd love to talk to you about what it takes to become a Realtor! Want to learn more? Schedule a consultation here:

I am looking forward to helping you with your real estate goals!Sincerely,Michelle

06/12/2025

Let's get you preapproved to buy a home! Now serving Virginia and Maryland! https://go.better.com/msmith

05/30/2025

Great home for sale in North Chesterfield Virginia! My team member, Sheri Watson Vaughan, has this listing! I can help you buy it! Call me for an exclusive showing! Need financing? get pre approved here: https://go.better.com/msmith

04/03/2025

Serving the Virginia Mortgage Market..as a Realtor and a Mortgage Loan Originator! Compare our rates! Give your clients options and a quick pre-approval! They can apply here:

Better Mortgage Corporation is a direct lender dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support. Not available in all states. See better.com/about-us/licensing-disclosure.

04/03/2025

Our next seminar is THIS FRIDAY!! Register here: https://lordandsmithre.com

04/03/2025

In 2025, isn't it time that you focused on learning something more about real estate investing? You have the awesome opportunity to preview an award-winning real estate investing education platform for just $50.00! Set aside 7 days to deep dive into these classes and get many times your money's worth in knowledge that will provide a real financial education. Go to https://sprei.renatus.rocks/

02/28/2025

When I finished college, I moved back in with my parents to save money.

Like many young professionals, I wanted to advance in my career, so I took a higher-paying job in another state and rented an apartment.

At first, it felt great—I had my own space and I loved my work.

But every year, my rent went up, and my neighbors were noisy.

I started to feel like I was throwing money away. I wanted more—privacy, stability, and a place that was truly mine.

I decided to buy my first home.

I had a great job, a new car, and good savings.

I thought getting a mortgage would be easy.

But when I applied for a loan, I was denied.

My credit profile wasn’t where it needed to be, and I had no idea it would be a problem.

It was a huge setback.

I felt frustrated and overwhelmed, wondering when - or if - I would ever own a home.

Instead of giving up, I took action.

I researched credit repair, contacted credit bureaus, and disputed errors.

I paid off debts and set up payment plans for the rest. It took time—about a year—but I was determined!

When I applied again, I was approved instantly!

I bought my first home, and it was one of the best decisions I ever made.

My mortgage was half the cost of my rent, I gained tax benefits, and I built equity that still benefits me today—23 years later.

The journey wasn’t easy, but I learned so much about financial literacy and the home-buying process.

I realized that many professional women face the same struggles—fear, busyness, and overwhelm—when trying to buy their first home.

No one teaches us this in school, and it’s easy to make costly mistakes or face unnecessary delays.

That’s why I became a Realtor, Life Coach, and Mortgage Loan Officer—to help women just like you.

You don’t have to figure it all out alone.

👉 I help professional, goal-oriented women overcome fear, busyness, and overwhelm so they can buy their first home without making costly mistakes or encountering unnecessary delays.

Let’s make your dream of homeownership a reality—together!

~ Michelle