Mortgages with Jordan Taylor

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Jordan Taylor | NMLS #1862550 | https://www.fairway.com/lo/jordan-taylor-1862550 | (540) 288-7915 | 3006 Lafayette Blvd 2nd Floor
Fredericksburg VA 22408

Fairway Independent Mortgage Corporation NMLS ID #2289

This is the kind of downtown restaurant news that locals don’t like to hear. Sadly, Billikens Smokehouse announced it wi...
06/16/2026

This is the kind of downtown restaurant news that locals don’t like to hear.

Sadly, Billikens Smokehouse announced it will close its Caroline Street restaurant at 623 Caroline Street on November 26, 2026, after nearly 10 years in business.

This is a downtown business story.

A restaurant economics story.

And honestly, a reminder that even popular local spots still have to make hard decisions behind the scenes.

Billikens has been part of the downtown Fredericksburg experience for almost a decade. First dates, family dinners, live music, late nights, events, and a whole lot of barbecue.

When a recognizable restaurant leaves a downtown storefront, people notice.

It affects foot traffic.

It affects the feel of Caroline Street.

It affects nearby businesses.

And it raises the obvious question every downtown frequent flyer, owner, landlord, and resident should care about: What will replace it?

Billikens is not going away completely. They said they are shifting focus toward catering for weddings, corporate events, retirement parties, reunions, backyard events, and more.

So, this is not necessarily goodbye. It is a business pivot.

But downtown is still losing the restaurant version of Billikens.


What do you want to see take over the Caroline Street space?

What was your best Billikens memory?

Follow me if you want to stay ahead of what’s happening in Stafford, Fredericksburg, and the surrounding areas, and how it impacts real estate, growth, and your money.

06/15/2026

At 20 years old, I decided I couldn’t work a 9 to 5 for the next 45 years.

So now I work 24/7 instead. 😂

The funny thing is… I wouldn’t trade it.

Owning a business isn’t freedom from work. It’s freedom to choose what you’re working toward.

For me, that’s helping families buy homes, build wealth, and create opportunities they didn’t think were possible.

Some days that means answering calls after hours.

Some days it means working weekends.

Some days it means helping a first-time home buyer in Fredericksburg, VA navigate a down payment assistance loan, an FHA loan, VA loan, or conventional loan when everyone else has already clocked out.

But that’s the deal.

Because every home loan in Fredericksburg represents a family trying to improve their future and reach their goals.

And if you’ve ever built something from scratch, you know the goal was never to work less.

The goal was to build something worth working for.

Follow me for real estate, mortgage, and wealth-building insights in Fredericksburg, VA.

When you’re ready to buy, build, refinance, or invest, send me a DM and let’s put together a plan.

TD Bank surveyed 1,003 adults planning to buy their first home in 2026, and 74% said they would consider using a 50-year...
06/12/2026

TD Bank surveyed 1,003 adults planning to buy their first home in 2026, and 74% said they would consider using a 50-year mortgage if it were available. The same survey found that 78% of younger millennials and 74% of Gen Z respondents would likely use their 401(k) to help buy their first home. Half of first-time buyers said they would be comfortable buying a fixer-upper.

In Stafford, Fredericksburg, Spotsylvania, King George, and Caroline, first-time buyers are still getting hit from every direction: home prices, interest rates, property taxes, insurance, repairs, HOA fees, and commuting costs.

If 50-year mortgages ever became allowed, they could help some buyers get into homes sooner. But they also could also push demand higher, keep prices elevated, and potentially leave buyers carrying mortgage debt for a longer period.

What do you think?
Is a 50-year mortgage a smart bridge for more families to be able access homeownership, or a trap?

Follow me if you want to stay ahead of what’s happening in Stafford, Fredericksburg, and the surrounding areas, and how it impacts real estate, growth, and your money.

06/11/2026

Waiting on home prices to go down? You might be waiting a while….

Since home prices have been recorded housing has hardly ever gotten cheaper.

Household formations are growing and the supply of homes struggles to keep up = more buyers than sellers = higher home prices

Stafford’s road problem is not being ignored. The bigger question is whether the fixes can keep up.The county says its 2...
06/09/2026

Stafford’s road problem is not being ignored. The bigger question is whether the fixes can keep up.

The county says its 2019 transportation bond put $50 million into local road projects and helped leverage more than $156 million in road improvements. Stafford also says it has invested more than $70 million over the past couple of years, with four major projects under construction and about $175 million more in right-of-way or design phases.

Roads are real estate. A great house with a miserable commute becomes a harder sell.

Projects like Route 1 and Courthouse Road, Telegraph Road and Woodstock Lane, Berea Church Road, Onville Road, Leeland Road, Shelton Shop Road, and Brooke Road can change how buyers feel about specific neighborhoods. Better access can help values, but construction pain can hurt quality of life in the short term.

Stafford is growing fast, and road work usually feels late even when it is necessary.

Will these projects actually make daily life easier, or will growth eat up the improvements before residents feel relief?

Follow me if you want to stay ahead of what’s happening in Stafford, Fredericksburg, and the surrounding areas, and how it impacts real estate, growth, and your money.

Central Park is getting another national food name. Construction is expected to be complete by June 22 on a 2,500-square...
06/02/2026

Central Park is getting another national food name.

Construction is expected to be complete by June 22 on a 2,500-square-foot Dave’s Hot Chicken at 1999 Carl D. Silver Parkway in Fredericksburg’s Central Park. The restaurant is expected to open sometime in July.

Restaurant openings show where national brands think the customer demand is and where growth is happening and likely to continue.

Central Park keeps proving it is still one of the region’s biggest retail magnets. More recognizable chains can support nearby commercial strength, but they also add to the traffic conversation, which everyone already knows too well in this area.

Will this be another restaurant win for Central Park/Fredericksburg, VA, or one more reason locals complain about traffic?

Be honest, are you excited for this one, or already annoyed about the parking lot?

Follow me if you want to stay ahead of what’s happening in Stafford, Fredericksburg, and the surrounding areas, and how it impacts real estate, growth, and your money.

Spotsylvania is staring at a huge school decision, and it could land directly in front of voters.The School Board voted ...
05/29/2026

Spotsylvania is staring at a huge school decision, and it could land directly in front of voters.

The School Board voted 6 to 0 to ask supervisors to place a $237.2 million bond referendum on the ballot. The project list includes a possible new elementary school along the Route 1 corridor, a new career and technical education center, and a possible new high school in New Post.

Schools are one of the clearest signals of where growth is heading. When a county starts talking about hundreds of millions in school construction, it usually means the rooftops are already here or coming fast.

The proposed priorities include $84 million for a new elementary school, $143 million for a CTE center, and $154 million for a new high school in New Post. That matters for buyers, sellers, taxpayers, builders, and anyone watching the Route 1, New Post, Thornburg, and Spotsylvania Parkway areas.
The debate is not just whether schools are needed. It is which projects come first, how much debt the county takes on, and whether taxpayers are ready to approve the price tag.

Would you vote yes?

Follow me if you want to stay ahead of what’s happening in Spotsylvania, Stafford, Fredericksburg, and the surrounding areas, and how it impacts real estate, growth, and your money.

05/28/2026

It feels like the further along technology gets, the more we all just want to rewind.

Looking to move further away? Looking to buy land or build your dream home? I know a guy!

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3006 Lafayette Boulevard 2nd Floor
Fredericksburg, VA
22408

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