Realtor Anna Tsymbalova

Realtor Anna Tsymbalova Hello! I am realtor in New Jersey. Subscribe! And contact me for any questions: PM or call 929-245-7265.

I post about life in New Jersey, where to go and what to do, how to move here, how to buy or sell estate in New Jersey and many more!

09/26/2023

Spacious 2 beds/2baths + loft as a bonus room. Beautiful updated and ready to move in.
Community offers swimming pool, golf course, tennis court, basketball court, gym.

Let me to help you with searching your new home! 🏡
06/09/2022

Let me to help you with searching your new home! 🏡

Happy 1st February! Throwback to warmer time ☺️
02/01/2022

Happy 1st February! Throwback to warmer time ☺️

Lately I’ve been getting a lot of questions from people about buying cooperative. 🏢Not everyone understand what does thi...
01/31/2022

Lately I’ve been getting a lot of questions from people about buying cooperative. 🏢
Not everyone understand what does this mean and why is it so much more expensive?

Let’s figure it out🙂

What do you need to know?

♦️title to the land and building is held by a corporation, not by you.

♦️ each purchaser of an apartment in the building receives stocks in the corporation and

♦️ a proprietary lease, which gives the purchaser the right to occupy his or her apartment.

👆 DID YOU GET? So you DO NOT actually OWN the apartment‼️

Then also…⬇️

🟢The cooperative building’s real estate taxes are assessed against the corporation as owner. There is usually one underlying morgage on the entire parcel of real estate.

🟢 Taxes, morgage principal and interests, and operating and Maintnence expenses of the property ARE SHARED BY the tenant-shareholders in the form of monthly maintenance charges.

🟢 Thus, even though co-op owners do not actually own real estate. They own stock, which is personal property.

🟢 They control the property through their stock ownership and their voice in the management of the corporation.

There are many more details to be told. So stay in touch and read next posts 😉

Did you know that if you have low income or you mostly work on cash and can’t show required income for buying property y...
01/27/2022

Did you know that if you have low income or you mostly work on cash and can’t show required income for buying property you STILL CAN TAKE A MORGAGE ?

How? You need to have a co-borrower.
A person who meets all necessarily requirements to get the loan.

This might be your friend, relative, anyone who wants to help you in this business.

This person WILL NOT BE shown in the documents for the house.
And don’t have to have high income or perfect credit score. There are things which are enough.

So if you can’t get loan for some reasons, think maybe you know a person who can help you with documents. 😉

If you want to know more about this way of financing - text me or call. I have a person who can help you! 🙂

What does it mean to own condo? Buyers of a condominium receive rights for such things: * their living unit ( everything...
01/26/2022

What does it mean to own condo?

Buyers of a condominium receive rights for such things:

* their living unit ( everything what is inside on them)
* and a proportionate undivided interest in the common elements. ( I’ll explain below👇)

📍Of course, the main among the common elements are the land.

✅ The buyers are free to morgage the property, sell it, lease it, give it away, or leave it to heirs.

‼️ NOW ATTENTION PLEASE ‼️ 👉 Each unit is a financial entity, and if an adjoining unit is foreclosed, no obligation is incurred by the other owners.
Shortly, your neighbour’s foreclosure doesn’t impact on you! 😉

🎁 And now what is common elements?🎁
⬇️
Hallways, basements, elevators, stairwells, driveways, private roads, sidewalks, lawns, landscaping, recreational facilities, etc.

🙂 Read previous post about Condo if you want to know more!

So much motivation at the beginning of the year. How long does it usually last for you? Lol ☺️
01/26/2022

So much motivation at the beginning of the year. How long does it usually last for you? Lol ☺️

Why do people like to buy condos? At first, what is Condo? If shortly, it is an apartment. But why then do we call it “c...
01/24/2022

Why do people like to buy condos?

At first, what is Condo?

If shortly, it is an apartment.
But why then do we call it “condo”? 🤔

☝️Because “apartment” we used to call a residence we take or give in a rent. But Condo is a residence we own.

To put it even smarter, it is a unit within a larger residential building.

It’s perfect for
🟢 First-time homebuyers, who doesn’t have lot of money for downpayment. Prices for condos start nowadays approx. from $250 000 for 1200 sq feet. ( text me if you want to check the market).
🟢 People who wants to have amenities such as swimming pool, tennis court, clubhouse, gym, etc. but don’t want or don’t have time to take care about them.
🟢 People who want to have in walking distance restaurants, shops, parks. Because of condos locate in communities very often people have this kind of opportunities. What more likely you won’t have as an owner of a house.

Do you want me to tell more about condos?
Let me know in comments👇🙂

How do you like more to watch houses for sale in my stories? Photos, videos or room tours? Please, write bellow in comme...
12/09/2021

How do you like more to watch houses for sale in my stories? Photos, videos or room tours?
Please, write bellow in comments👇🙂

Photo by my favourite .photo ❤️

At first, Realtor will help you to manage negotiations and paperwork. ☝️ What is not always easy as it seems on the firs...
12/08/2021

At first, Realtor will help you to manage negotiations and paperwork.
☝️ What is not always easy as it seems on the first sight.
❗️Especially during nowadays market!

The second, THIS IS OUR JOB.
We cares about clients’ interests 24/7 what means we always focus on your goals and work on it.
👍What may bring you more efficiency?🤔

The third, we can give you more access to buyers or homes ( depends on you are seller or buyer).
🔑 And this is a very important thing.
💰Because you get more opportunities and your deal may be done faster and ( again ) more efficiently. 🙂

And the fourth ⬇️

YOUR INTERESTS ARE MY INTERESTS!
This is how it works with a good realtor!
And you know where to find her! 👆☺️

The closing day is here! 🥳👇👇👇It’s the day you’ve been waiting for. Let’s go over what you can expect on closing day. 🖌At...
12/06/2021

The closing day is here! 🥳
👇👇👇
It’s the day you’ve been waiting for. Let’s go over what you can expect on closing day.
 
🖌At closing, the seller will sign ownership of the property over to you, and you’ll sign to receive possession.⁣⠀
 
🗂 Bring a photo ID and a cashier’s check to pay any closing costs. Your agent will tell you any other documents specific to your situation.⁣⠀⠀⠀⠀⠀⠀⠀
 
🔑 The closing process is relatively simple, but be prepared for A LOT of paperwork. (And always, always, always ask if you have a question along the way.) The good news is once you’ve signed the last page, it’s time to get a hold of those keys and celebrate!⁣⠀
 
📌Let’s achieve your home ownership dreams, send me a message to get started.😉

Photo by incredible .photo ❤️

Your journey to becoming a homeowner may seem overwhelming at first, but this guide should help you better understand th...
10/25/2021

Your journey to becoming a homeowner may seem overwhelming at first, but this guide should help you better understand the process!

1️⃣ Get pre-approved. Many people overlook this, but you’ll want to do this first, so you are aware of how much you can borrow.

2️⃣ Set a budget. Once you know how much money you can borrow, it’s time to narrow down the properties you can look at with a realistic budget.

❗️( In this business a good realtor is your helper😉 )❗️

3️⃣ Save for your down payment.

4️⃣ Boost your credit score. The higher your credit score, the more mortgage options you are likely to have.

🏠 If you want to get a FREE list of properties on your budget ( with photos, of course) write in comments, or text me in direct, or contact me by phone and YOU WILL GET it on e-mail TODAY!😉

Address

Realty One Group Central
Freehold, NJ
07728

Telephone

+19292457265

Website

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