Twinkle Khanna, Realtor

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Twinkle Khanna, Realtor

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𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦!

10/14/2026

Most buyers sign for title insurance at closing without really knowing what it protects them from. Here's what you should know. 👇

What title insurance actually covers:
1. Fraud or identity theft that occurred before your purchase
2. Forged deeds in the chain of title
3. Unknown heirs claiming ownership
4. Unpaid liens from a previous owner
5. Errors or omissions in public records
6. Legal defense costs if a claim is filed against your property

How much title insurance do you need?
The home buyer should insure the full purchase price of the property. Your lender only requires coverage for the amount of your loan — not the full value. That gap is what leaves buyers unprotected.

It's a one-time premium at closing. No monthly fees. No renewals. And it protects your ownership for as long as you hold that title.

Questions about your title coverage? DM me — I'll connect you with the right resource on my team. 💛

⚠️ Disclaimer: This content is for educational purposes only. Always consult a licensed title company or real estate attorney before making any decisions.

📌 Sources: California Department of Insurance — insurance.ca.gov | California DFPI — dfpi.ca.gov | 805title — 805title.com

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

10/08/2026

7% rates are changing the conversation. Here's what that means for you. 👇

For buyers — less competition, more negotiating room, and sellers who are motivated to close. A price cut on a home isn't a red flag. It's often just a seller meeting the market. That's your opening.

For sellers — homes are still selling. But buyers today have choices and they're comparing carefully. Pricing to today's market from day one is your strongest move. A little flexibility on concessions or timing can be what gets your home picked over the competition.

The opportunity is still here for both sides. It just looks a little different right now.
DM me and let's talk about what this market means for your specific situation. 💛

📌 Sources: Freddie Mac | Keeping Current Matters (September 24, 2026) | HousingWire | Redfin

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

10/05/2026

SOLD ✨

Pending in just 10 days, and sold for $25,000 over list price.

So grateful for my amazing sellers who trusted us with their home, and for my incredible team who made every step feel seamless. This one was truly a group effort.

Thinking about selling? The right strategy makes all the difference, and I'm always happy to walk you through it.

Twinkle Khanna
Your Go-To for Everything Real Estate
Realtor® | CA DRE # 02199548

SRS ~ Seller Representative Specialist
RENE ~ Real Estate Negotiation Expert

📲 510.505.4455
📧 [email protected]

10/02/2026

What if the smartest thing to negotiate isn't the price? 🤔

When a seller gives you a credit at closing, you can use it to buy down your interest rate, which lowers the payment you'll pay every month. Often that stretches further than a small price cut.

Let's find out what's possible before you start your search. Send me a DM or give me a call, and we'll talk through your options.

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

09/04/2026

10 days. That’s it. 🎉

While similar condos have been sitting 30+ days, this one went pending in a week and a half.

Grateful doesn’t even cover it, this came together because of an amazing team working alongside me every step of the way.

Now looking forward to a smooth close for my sellers. 🏡✨

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

09/01/2026

You know exactly what year you bought your home.
Do you know what year the roof went on? 👀

That second number is the one that costs you.
Every system in your house is on a clock. The water heater doesn't warn you. Neither does the electrical panel.

Save this and check it against your own home.

Now tell me: what's the oldest thing in your house that somehow still works? 👇

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

08/29/2026

One extra payment per year applied to principal can shave 4 to 5 years off your loan and save tens of thousands in interest over the life of your mortgage.

Here's how to do it right:
1. Make your regular monthly payment first
2. Submit the extra payment separately and specify "apply to principal only"
3. If paying online, look for a principal-only option in your payment portal
4. If paying by check, write "Apply to Principal Only" in the memo line
5. Confirm with your lender that it was applied correctly

What most California homeowners don't know:�Under California Civil Code Section 2954.9, you have the legal right to prepay your mortgage at any time, lender rules vary and confirm with lender.

Save this and share it with someone who just bought their first home.

Follow for more smart real estate moves that put money back in your pocket. 🏠
📌 Sources: California Civil Code Section 2954.9, Fannie Mae Servicing Guide, Consumer Financial Protection Bureau

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

08/26/2026

The IRS rewards homeowners. 👇

1. Mortgage interest — California is actually more generous than the federal government. The state allows deductions on up to $1,000,000 of mortgage debt vs. the federal $750,000 cap
2. SALT deduction — the new $40,000 cap applies to tax years 2025 through 2029 under the One Big Beautiful Bill Act signed July 4, 2025
3. PMI deduction — this is brand new starting the 2026 tax year. If you put less than 20% down, your private mortgage insurance is now treated as deductible mortgage interest
4. Points at closing — check your closing disclosure. These are often overlooked and can add up to thousands in deductions
5. Capital gains exclusion — California does not have an equivalent state exclusion. Any profit above the federal limit is subject to California state income tax at up to 13.3%. Know this before you sell.

Save this & share it with someone who just bought or is thinking about buying.

⚠️ I am not a tax attorney or CPA. Always consult your tax professional before filing. This is for informational purposes only.
📌 Sources: IRS Section 121, One Big Beautiful Bill Act 2025, California Franchise Tax Board

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

08/23/2026

A rare two bedroom, two bath in a prime Warm Springs location 🏡

North-East facing for all-day natural light, fully remodeled kitchen with quartz counters, two private patios, and an assigned enclosed garage. Just a 5-minute walk to Safeway, minutes from BART and 680/880.

Low HOA, no special assessments, & no litigation.

📍 Open House: Sun 1:30–4pm
💰 Offered at $595,000

Whether you're looking for the perfect starter home or a smart investment property, this one checks the boxes. Come walk through it this weekend! 💛

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

08/17/2026

Home insurance isn't just a checkbox at closing, it can quietly make or break your deal.

The right insurance conversation happens before you write an offer, not after you close.

Questions? DM me and I'll connect you with the right resource on my team. Follow for more smart buyer tips because in this market, the informed buyer always wins. 🏠

⚠️ Disclaimer: This content is for educational purposes only. Always consult a licensed insurance agent before making any decisions.

𝑻𝒘𝒊𝒏𝒌𝒍𝒆 𝑲𝒉𝒂𝒏𝒏𝒂
𝘠𝘰𝘶𝘳 𝘎𝘰-𝘛𝘰 𝘧𝘰𝘳 𝘌𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦
Realtor® | CA DRE # 02199548

SRS ~ 𝘚𝘦𝘭𝘭𝘦𝘳 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵
RENE ~ 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 𝘕𝘦𝘨𝘰𝘵𝘪𝘢𝘵𝘪𝘰𝘯 𝘌𝘹𝘱𝘦𝘳𝘵

📲 510.505.4455
📧 [email protected]
——— ——— ——— ——— ——— ———

Address

43225 Mission Boulevard
Fremont, CA
94539

Telephone

+15104919882

Website

http://www.twinkle-khanna.com/

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Mission San Jose, Fremont California Real Es
43225 Mission Boulevard

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