07/21/2026
At all State homes. Real Estate provides detailed market statistics so you can understand how the market performs in your area or the area you're looking to purchase or sell a home.
year fixed rates are sitting in the 6.4%-6.7% range right now (6.54% per Bankrate, 6.43% per Freddie Mac, 6.66% per Zillow - the spread just reflects methodology, not chaos). Rates have been in a stable band through Q1 and into summer, and that stability - not a dramatic drop - is what's quietly bringing buyers off the sidelines. If you've been waiting for a number in the 5s to move, I
wouldn't hold your breath. If you've been waiting for "rates to settle," they basically have.
This is a market that rewards preparation, not prediction. Prices are stable, inventory's still tight by historical standards, and rate volatility has calmed down enough that buyers who ve been sitting on pre-approval letters are starting to act. If you're a seller sitting on the fence waiting for a "better" market, the data says: this is a fine time to list, provided you price it right - the 24-day median tells you overpriced homes are the ones sitting. If you're a buyer, the "wait for rates" strategy has an expiration date, and it might already be here. Want a breakdown specific to your neighborhood or a property you've got your eye on? Contact me today 559-492-0707
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