Mid Valley Financial

Mid Valley Financial Empowering borrowers to become California property owners...One Mortgage at a time Since 1985.

Who We Are:

- We are a hybrid mortgage banker, acting as both a direct lender and mortgage
broker, giving us greater flexibility to provide real estate loans even when local or
national banks wouldn't.
- Since 1985 we've been located in Fresno, CA., yet we facilitate loans for borrowers
throughout California.
- We specialize in securing funds for business owners, real estate develo

pers, farmers
and ranchers who need to acquire real estate.
- Residential home loans are also second nature to us.
- We prioritize providing you with a personal and friendly loan experience while also
taking full advantage of today's advanced technology to make the loan process
convenient, straightforward, and fast. Why Choose Us:

- When you choose Mid Valley Financial, you get access to competitive rates and
flexible loan programs that can be customized to meet your unique needs.
- Our experienced loan officers provide personalized service and attention to detail,
guiding you through the loan process every step of the way.
- We use the latest technology to make the loan process fast and convenient, so you
can focus on what really matters - securing that new home, investment, or
commercial property.
- Our exceptional service and ongoing communication are reflected in our 4.94-star
average rating from over 1000 reviews, and we value long-lasting relationships with
our clients as a local leader in the mortgage industry.
- We have been financing real estate loans throughout the state for over 35 years,
and we are committed to helping you find the best mortgage option to align with
your financial situation. How We Help:

- We offer a range of loan options to meet your needs, including Home Loans,
construction loans, mortgage refinancing, equity loans, commercial real estate loans,
hard money/private money loans, ag loans, and more.
- We provide a simplified loan process, so you can focus on what really matters -
securing that new home, investment, or commercial property.
- We provide a no-obligation, hassle-free consultation to help you determine the best
loan program for your specific situation. Mid Valley Financial - Broker CA DRE #01206057 - Broker NMLS ID #219418 - An Equal Housing Lender

4.83 star review received on Experience.com for Ted Alper by Sakya U - Ted and Coby were Very helpful!
04/03/2026

4.83 star review received on Experience.com for Ted Alper by Sakya U - Ted and Coby were Very helpful!

Click to see all 16 reviews of Ted Alper, Loan Officer

5.0 star review received on Experience.com for Delbert Quintana by Humberto A - He helped us to the best of his knowledg...
03/30/2026

5.0 star review received on Experience.com for Delbert Quintana by Humberto A - He helped us to the best of his knowledge to get the house we wanted.

Click to see all 37 reviews of Delbert Quintana, Real Estate Broker Mortgage Loan Originator (MLO) Endorsement

5.0 star review received on Experience.com for Rob Manselian by Adam M B - Rob did everything in his power to clos...
03/27/2026

5.0 star review received on Experience.com for Rob Manselian by Adam M B - Rob did everything in his power to close as quickly as possible even when presented with additional hoops we had to jump through. Easiest transaction I have done in a long time!

Click to see all 13 reviews of Rob Manselian, Hard Money Real Estate Loan Specialist

5.0 star review received on Experience.com for Jordan Ribera by Frank C T J - We very thankful for Jordan Ribera suppor...
03/27/2026

5.0 star review received on Experience.com for Jordan Ribera by Frank C T J - We very thankful for Jordan Ribera support and help with the loan process. We are grateful for all he's done for us. Keep doing what you do helping other. Thank you again for everything ‼️🙏

Click to see all 165 reviews of Jordan Ribera, Mid Valley Financial

5.0 star review received on Experience.com for Delbert Quintana by Ana I B D A - He help us in everythin.
03/26/2026

5.0 star review received on Experience.com for Delbert Quintana by Ana I B D A - He help us in everythin.

Click to see all 35 reviews of Delbert Quintana, Real Estate Broker Mortgage Loan Originator (MLO) Endorsement

5.0 star review received on Experience.com for Keith Korth by Gregory S F - Keith was very knowledgeable on all aspe...
03/08/2026

5.0 star review received on Experience.com for Keith Korth by Gregory S F - Keith was very knowledgeable on all aspects of the transaction.

Click to see all 202 reviews of Keith Korth, President

5.0 star review received on Experience.com for Karina Rincon by Milanpreet S - Everything was smooth and easy
03/08/2026

5.0 star review received on Experience.com for Karina Rincon by Milanpreet S - Everything was smooth and easy

Click to see all 31 reviews of Karina Rincon, Real Estate Salesperson Mortgage Loan Originator (MLO) Endorsement

FINAL DAYS TO VOTE.Voting for Best of Central California ends Friday at 5 PM.If we’ve earned your support, you can vote ...
03/04/2026

FINAL DAYS TO VOTE.

Voting for Best of Central California ends Friday at 5 PM.

If we’ve earned your support, you can vote for Mid Valley Financial in:

• Finance → Home Mortgage
• Agriculture → Ag Lender

Vote at VoteBOCC.com

Thank you for supporting local businesses in Central California.

Our office will be closed on Monday, February 16, 2026, in observance of Presidents’ Day.Applications can be submitted o...
02/14/2026

Our office will be closed on Monday, February 16, 2026, in observance of Presidents’ Day.

Applications can be submitted online anytime. Normal business hours resume Tuesday.

Our team is on site at the World Ag Expo this week in the Farm Credit Dairy & Livestock Center (Booth 6431), February 10...
02/10/2026

Our team is on site at the World Ag Expo this week in the Farm Credit Dairy & Livestock Center (Booth 6431), February 10–12.

We’re meeting with growers, ranchers, and ag-related businesses to discuss financing structured around real operations and real timelines.

If you’re attending the Expo, stop by. If not, we’re always available to connect.

5.0 star review received on Experience.com for Keith Korth by Christopher V S - Comprehensive and compassionate. Epitomi...
01/22/2026

5.0 star review received on Experience.com for Keith Korth by Christopher V S - Comprehensive and compassionate. Epitomizes the local touch that is absent in corporate banking. Much appreciated.

Click to see all 200 reviews of Keith Korth, President

Our office will be closed on Monday, January 19, 2026, in observance of Martin Luther King Jr. Day.Applications can be s...
01/17/2026

Our office will be closed on Monday, January 19, 2026, in observance of Martin Luther King Jr. Day.

Applications can be submitted online anytime.
Apply.MVLoans.com

Normal business hours resume Tuesday.

Address

7644 N Palm Avenue
Fresno, CA
93711

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

559-432-8221

Website

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Our Story

CA BRE# 01206057 * NMLS ID #219418

Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property, refinancing an outstanding loan, or consolidating debt, our highly experienced loan officers can help you take the first step toward a financial solution. As California’s leading mortgage company we alleviate the typically drawn-out loan process by preapproving borrowers within one hour! Our goal at Mid Valley Financial is not only to provide our clients with the best loan options and lowest mortgage rates, but also to create meaningful relationships our clients will trust for many years to come.

Our goal is to provide excellent service through lasting relationships with all of our clients.

Loans to Fit Every Need