08/29/2026
🏠 You’re signing for the loan. Not your agent. Not the lender. YOU. 🎯
Here’s what that actually means 👇
⚡ Most buyers research a car purchase harder than their mortgage terms
⚡ Nobody else carries this loan on their credit for 15-30 years — you do
⚡ This isn’t about distrust. It’s about owning the decision
So before you sign, ask:
📌 What does the rate lock actually cover?
📌 What happens if the appraisal comes in low?
📌 What does the HOA really fund?
👉🏼 A good agent and lender explain this without being asked twice. And if something’s explained like you shouldn’t ask questions? Ask more of them. 🙌🏼
I walk every client through this in plain English — before they sign anything. 🤝
🏡 Harman Cheema | Monument Realty
📞 469-381-0060
📩 [email protected]
