Carol Chaney Stack, Broker Associate

10/15/2026

What’s fueling the debate on housing affordability? Hint: It’s not just about the home’s purchase price.

Homeownership in Dallas/Fort Worth hinges on more than your mortgage, insurance costs now play a bigger role in what buyers can afford and sustain.

- Average annual homeowners-insurance premiums in Texas have climbed 79% over six years, putting real pressure on household budgets.

- Rising property insurance costs have shifted local discussions about what makes homeownership truly affordable and sustainable.

- Many buyers are surprised when the ongoing expense of insurance significantly impacts monthly outlays, affecting what price point still makes sense.

- The Texas REALTORS® association is actively engaging with policymakers to address both access and affordability concerns tied directly to insurance.

- New recommendations for Texans include incentives for mitigation, added consumer protections, and clearer rate-increase procedures to keep costs manageable.

- When weighing your housing budget, consider not just the list price but also how changing insurance rates shape your long-term affordability.

- Having a trusted agent means staying ahead of these shifts, watching for policy updates and negotiating with insurers when renewal time comes up.

Smart housing decisions in Dallas/Fort Worth now require a sharp focus on both property prices and insurance trends.

Which expense surprised you most after buying, insurance, taxes, or something else? Share your story or save this list for your next move.

REMAX Hall of Fame Agent, serving the DFW Metroplex since 2002...Experience Matters!! Are you ready?

Carol Chaney Stack, Broker Associate
RENE | ABR | REMAX Hall of Fame Agent
REMAX DFW Associates
www.StackAndSold.com
214-616-9659

10/15/2026

Don't miss out on this incredible deal! Check out our latest price reduction in North 380/121 Suburbs.
- Carol Chaney Stack #0496192 with REMAX DFW Associates V
- Contact me at 214.616.9659

Luxury living in the highly acclaimed Prosper ISD. This e...

10/15/2026

Check out these actionable tips for learning to delegate.

How to delegate effectively with a proven 9-step process for managers and leaders. Learn which tasks to assign, set clear expectations and build team trust.

10/14/2026

When buyers in Dallas-Fort Worth get pickier, sellers need a plan.

A balanced market gives buyers more room to negotiate, especially for price reductions and repairs. That means sellers can expect more questions about condition, and requests for concessions are becoming part of the conversation, not an exception.

The best move? Focus on the real issues. If health, safety, or major system concerns come up, tackle them head-on or set a fair repair credit. Get repair estimates and separate essential fixes from cosmetic asks. A pre-listing inspection makes surprises less likely and can put sellers back in control by showing they’re proactive and transparent.

Documentation matters now more than ever, clear, specific agreement on what’s being repaired or credited protects both sides. And when negotiating, keep the big picture in view: sometimes trading a repair or credit can mean a smoother close or a firmer price.

If you’re planning to sell, how would you approach tough repair requests, credit, repair, or hold your ground?

REMAX Hall of Fame Agent, serving the DFW Metroplex since 2002...Experience Matters!! Are you ready?

Carol Chaney Stack, Broker Associate
RENE | ABR | REMAX Hall of Fame Agent
REMAX DFW Associates
www.StackAndSold.com
214-616-9659

10/14/2026

You won't find a better deal! Take a look at this newly reduced listing in North 380/121 Suburbs.
- Carol Chaney Stack #0496192 with REMAX DFW Associates V
- Contact me at 214.616.9659

Beautifully maintained two-story spacious property with 3...

10/13/2026

A fresh coat of neutral paint can set the stage for buyer interest before they even step inside.

In Dallas/Fort Worth’s market, buyers notice homes that feel clean, bright, and move-in ready, but that doesn’t mean you need to take on an expensive overhaul. Neutral tones do more than just look good in photos; they help buyers focus on the home’s space and layout rather than being distracted by bold colors or wear. Simple changes like updated paint, deep cleaning, and removing clutter instantly boost a home's appeal and help your listing stand out without draining your budget.

When prepping for sale, it pays to prioritize these visible updates over large-scale projects. A quick walk-through with a local expert can pinpoint which spots need attention so you can make smart choices and avoid unnecessary expenses.

Would you go neutral if you were selling, or do you prefer to add a pop of color? Share your thoughts below.

REMAX Hall of Fame Agent, serving the DFW Metroplex since 2002...Experience Matters!! Are you ready?

Carol Chaney Stack, Broker Associate
RENE | ABR | REMAX Hall of Fame Agent
REMAX DFW Associates
www.StackAndSold.com
214-616-9659

10/13/2026

Today’s mortgage rates change how Dallas-Fort Worth buyers should approach affordability.

Instead of focusing just on the advertised rate, smart buyers are calculating the real, all-in monthly cost, from principal and interest to taxes, insurance, and any dues. The true picture comes from shopping lenders, comparing loan estimates, and weighing fixed versus adjustable options so your payment fits both your finances and your plans.

It’s wise to consider whether you’re comfortable with today’s payment for the long term. Buyers who plan carefully, by negotiating with sellers, exploring closing cost options, or evaluating when to buy versus wait, tend to get the most value and certainty out of their decision.

Would you feel confident committing to a home at today’s payment, or do you think it’s worth holding out?

REMAX Hall of Fame Agent, serving the DFW Metroplex since 2002...Experience Matters!! Are you ready?

Carol Chaney Stack, Broker Associate
RENE | ABR | REMAX Hall of Fame Agent
REMAX DFW Associates
www.StackAndSold.com
214-616-9659

10/13/2026

Understanding context can deepen interpretation.

The field of critical discourse analysis (CDA) involves taking a deeper, qualitative look at different types of texts, whether in advertising, literature, or journalism. Analysts try to understand ways in which language connects to social,...

10/12/2026

You won't find a better deal! Take a look at this newly reduced listing in North 380/121 Suburbs.
- Carol Chaney Stack #0496192 with REMAX DFW Associates V
- Contact me at 214.616.9659

Brand new luxury flooring & fresh paint - Welcome hom...

10/12/2026

A 5 percent dip in single-family home sales signals a calmer market, not a crisis, for North Texas.

Right now, the market is moving toward equilibrium. While sales activity has eased, prices have stayed steady: the average sales price is up 1 percent at $509,071, and the median price still sits at $390,000. Even with 6 percent fewer active listings than a year ago, buyers have more options, and the average home still closes at nearly 95 percent of the original list price.

For sellers, this means strategic pricing and negotiation matter more, but deep discounts are not the rule. Homes continue to sell in about 58 days, matching last year’s pace and showing that timing hasn’t shifted dramatically.

For anyone thinking of moving in Dallas/Fort Worth, a slower pace can offer clarity for both sides. Do you see these changes as a plus or a challenge for your own plans?

REMAX Hall of Fame Agent, serving the DFW Metroplex since 2002...Experience Matters!! Are you ready?

Carol Chaney Stack, Broker Associate
RENE | ABR | REMAX Hall of Fame Agent
REMAX DFW Associates
www.StackAndSold.com
214-616-9659