Marcia Cephus, Realtor

10/03/2026

All realtors should be required to take self defense classes.

The two suspects told deputies the reported fight began over retainer fees.

09/30/2026

Purchasing or renting a home should be affordable. Neither is affordable at this point and this interrupts a decent quality of life.

New Report Shows Strong Potential for Residential Growth Across Baltimore City Potential to add 20,000+ households over the next five years in new and renovated homes A new report commissioned by Live Baltimore reveals strong potential for residential development across Baltimore City and updates th...

09/29/2026

09/21/2026

strikes again. My client wanted her home 🏠 sold as-is. We received several offers over the three months, but we never made it to settlement. AND THEN, we prayed for a buyer who would honor the home was being sold as-is, and here we are. in 30 days.

If you know people looking to SELL or BUY a home, please share my info with them and their info with me. Thanks 🥰

~ Marcia Cephus, Realtor®
EXP Realty 🏠

09/08/2026

Looking for a new real estate brokerage to hang your license? Let’s talk (confidentially) about EXP Realty LLC.

09/01/2026

Wow! Go Homebuyers 💪

To: All MMP Participating Lenders

The Montgomery Homeownership Program is closed effective immediately due to full commitment of the funds. Existing reservations will be honored. If additional funds become available, we will publish a directive re-opening the product.

The Maryland Mortgage Program would like to thank our lender and realtor partners for the success of the Montgomery Homeownership Program.

As always, we appreciate your continued participation in our programs. If you have any questions regarding this Notification, please email the Single Family Housing department: [email protected].

Thank you,

Kamili Jamal Brown
Assistant Director, Operations Manager
Maryland Mirtgage Program

08/31/2026

There is a first time for everything 😢. I could not attend settlement with my buyer because the time for settlement was significantly adjusted 😭.

My client was still taken very good care of because one of my favorite & trusted settlement officers handled the closing.

She got her keys and that’s all that matters now ☺️. Congratulations hunny!

08/18/2026

Only certain lenders have the authority to apply for grants to cover closing cost and down payments. I interview buyers before taking them on as clients and some want grants, but they are pre-approved with a lender that is not authorized to apply for grants. I’m not a fan of switching lenders, but my obligation is to my buyer and if my buyer wants grants, we switch lenders. No disrespect.

07/28/2026

There is a 1st time for everything. My buyer client is under contract on a newly built home that has a ground rent, HOA fee, & condo fee. Frederick county, what’s going on over there?