Oak City Appraisal Group, LLC

09/14/2026

🏡 Hey Realtor friends—have you heard the news? Appraisal forms are changing!
As the industry moves toward the new UAD 3.6 appraisal format, appraisals are becoming more detailed and data-driven. And while these changes are primarily on the appraisal side, there are definitely things agents can do now to help make the process smoother.
Here’s what I’d love for my Realtor partners to know:
1️⃣ Accurate MLS data matters more than ever.
Double-check square footage, above-grade vs. below-grade finished area, bedroom and bathroom counts, acreage, garages, ADUs, finished basements, concessions, condition and renovation information.
2️⃣ Be specific about updates.
“Beautifully renovated” is great marketing—but dates and details are much more helpful to an appraiser.
Instead, tell us: • Kitchen remodeled — 2024
• Roof replaced — 2022
• HVAC replaced — 2025
3️⃣ Keep above-grade and below-grade living areas separate.
A finished basement may absolutely contribute value, but it should not be combined with above-grade GLA. Accurate measurements and ANSI-compliant reporting are important.
4️⃣ Clearly disclose concessions.
Tell us the dollar amount AND what it covered—closing costs, rate buydown, repairs, personal property, etc. The details matter.
5️⃣ Have good property information ready.
Helpful items can include a list of improvements with dates, floor plans or measurements, permits when applicable, HOA/condo information, ADU information and anything else that helps us understand the property.
And yes—you can absolutely provide comparable sales! Just remember that the three highest sales aren't necessarily the three best comps. 😉 Tell me why you believe those properties compete with the subject.
6️⃣ Help us understand the market—not just the price.
What neighborhoods compete with this one? Are buyers paying a premium for acreage? Is new construction influencing the market? Are there school boundaries, golf course locations, waterfront features or other factors affecting buyer behavior?
That context can be valuable.
7️⃣ Make the property accessible.
With the new reporting requirements, appraisers may need more detailed property information and photographs. Access to all areas of the property—including outbuildings and accessory spaces—helps avoid unnecessary delays.
8️⃣ Give us information—not a target value.
Please share relevant facts, documents and market data. That information is welcome! But the goal should always be to help the appraiser fully understand the property rather than steer the appraisal toward a particular number.
9️⃣ If something is wrong, address it with specifics.
If an appraisal contains a factual error or you have a genuinely superior comparable sale, use the lender's Reconsideration of Value process and explain why the information matters.
“We need it to come in at the contract price” isn't market support. 😉
✨ The biggest takeaway?
Better data + better documentation = a clearer picture of the property.
The appraisal profession is changing, and good communication between agents and appraisers is going to be more important than ever.

08/25/2026

Feel free to chime in -- I know exactly what I would pick. I wonder if we have the same answer 🤔

06/26/2026

Friday funny:

When you've got three appraisals scheduled and the first lockbox says, "Thanks for playing, better luck next time." 🔑😅 🔐 🙄

05/23/2026

Wishing everyone a safe and meaningful Memorial Day as we remember those who made the ultimate sacrifice for our freedom. ❤️🤍💙

04/13/2026

Let's talk tax assessments 💲🏡

03/23/2026

If you’re a small business owner and find yourself free around 11:00AM on 3/31, we would love to have you join us for lunch and networking at Wingin' It - Angier.

02/27/2026

❤️

02/26/2026

02/23/2026

With spring market approaching, pricing, prep, and positioning aren’t optional — they’re critical. A professional measurement or appraisal can give your listing the solid foundation it needs to hit the market with confidence. 💪📐🏡