Kenyetta Bagby, Realtor Coldwell Banker Realty

06/06/2026

OPEN HOUSE: Sunday, June 7 from 1 to 3 pm.

Beautiful rustic retreat offering 5 bedrooms and 5 baths, home office, professionally finished basement, Brazilian Cherry floors, eat-in kitchen with upgraded stainless steel appliances, upgrades galore…too many to name. This is a must see!

OPEN HOUSE: Sunday, June 7, 2026 1:00 PM - 3:00 PM. For Sale - 6255 Spinnaker Dr, Lewis Center, OH - $699,000. View details, map and photos of this single family property with 5 bedrooms and 5 total baths. MLS # 226018366.

03/08/2026

01/03/2026

11/27/2024

Buy or List with me, Kenyetta Bagby at Coldwell Banker Realty! Call me today 614-584-3426 and let an experienced real estate professional assist with your homebuying goals!

11/27/2024

Still doing what I love...selling houses! Buy or List with me, Kenyetta Bagby at Coldwell Banker Realty! Call me today 614-584-3426 and let me take you from sell to SOLD!

11/27/2024

Congratulations Natalie & Kaitlyn on your new home! Thank you for allowing me to be a part of your homebuying journey! Shout out to Kris McCurry for coming through with the financing to make it happen!

11/27/2024

Sold!!! Congratulations to Justin & Samantha on your new home!

01/28/2024

Some nuggets for you:

Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...

***EDUCATE yourself about putting assets in trust funds!!

When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!

Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. 🚙

Get you an LLC (incorporate your name!!) and run it as an S Corp. Add yourself and your kids as employees and avoid pay the 15.3% self-employment tax. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.

Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house

Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks and the SBA. Also no fees. Recently some got the PPP or EIDL

Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓

Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! 💰

Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes (depending on your market) every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠

We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!

***I need 10 people to copy and repost this on their pages and groups and spread financial literacy!

11/11/2023

Congratulations to my favorite client!!!