Pam Havens Florida Real Estate Agent

08/16/2021

Good evening please

05/31/2019

03/04/2017

This project is useful.

I love being warm–probably more than anyone I know.  When I visited my parent’s {very cold!} home, I used one of their rice heating bags, and I decided I needed one of those too.  These are super simple to make and work wonders. I absolute

03/02/2017

Have you been focused on the wrong numbers?

While consumers who have low credit scores have fewer options to choose from, many can still qualify for a mortgage.

02/28/2017

These are your family will never forget!

In this post you’ll find some great family trip ideas and plenty of inspiration for family vacations for many years to come

02/26/2017

These curiously beautiful lights are impressive!

Curiosity Lights

02/25/2017

Want to decrease your expenses for a while?

Most people assume that once you hit retirement, it's time to pack up and move someplace sunny. But many American seniors don't want to stray too far...

02/23/2017

Stick to a pattern when placing your !

The experts at the DIYNetwork.com show how to build a handsome stone wall to add texture to a landscape.

02/21/2017

Stuck in the paycheck-to-paycheck rut? Be sure to check this out.

Whether you consider yourself to be financially responsible, or you always seem to come up short on cash, there are a few key indicators that may indicate you are living beyond your means.

02/19/2017

Make something other than .

Even if you haven't tasted it in years, one bite of boxed cake mix has a sweet way of churning up nostalgic feelings that leave a smile on your face. Sure, baking cakes and cupcakes are the obvious ways to go when handed a box, but they only scratch the s

02/18/2017

Want to get cash out of your house?

Reverse mortgages have gained popularity in recent years among people in the retirement phase of their life. Reverse mortgages are attractive to retirees