Cooke County Real Estate

08/09/2024

Folks, interest rates are lower and people are buying homes! If you are still on the fence, it’s time to get off. Contact me and let’s look at some numbers. You might be surprised!

08/07/2024

I am currently in the process of looking for a few great Mortgage Loan officers to join my team. The position allows working from home and covers Texas and Oklahoma.
This opportunity is perfect for loan officers that are currently working for a bank.
Interested persons will need to have at least 2 years experience in the Mortgage Industry. An active MLO license is preferred.
If you or someone you know is looking for a GREAT opportunity, please email me at [email protected]

07/03/2024

Love working with a company that allows me to offer programs for borrowers who do not always fit into the “square box” requirements that most banks have.
Below are just a few of the awesome programs I can offer …. And you will LOVE my interest rate options!

**One Time Close Construction Loans with Low Down Payment Requirement - Yes, we can roll in the land purchase

** Lender Incentives on New Builds - These are true incentives! We don’t add in additional fees to offset the incentives.

**Self Employed Loans that DO NOT require Tax Returns - Many options available that we can taylor to each individual

**Down Payment Assistance Programs

**100% Financing

**Renovation Loans

** Fix and Flip Loans

**Equity Loans

**DSCR Loans for Investment Property purchases

**Mobile Home Loans - Doublewide and Singlewide

**Land Loans

We use IN HOUSE Underwriters and I maintain control of my loans during the entire process. We use LOCAL Appraisers that know and understand the area.

Bottom line, regardless of what type of residential financing you need, I have you covered! I love what I do and I love helping people. All you have to do is ask my previous clients and Realtors who have worked with me and they will tell you why you need to give me a call!

www.JudyMillerMortgageTeam.com

04/10/2024

I have a suggestion!
If your roof was damaged during the recent hail storm, DO NOT hire a random roofer that called you out of the blue to offer their services. A lot of experts pop out of the woodwork everytime there is any kind of storm.
Ask your family/friends who they would recommend. Hire a trusted, recommended and local company. Even if their bid is a little higher. Trust me, you will be happy you did.

As always, Hatcreek Construction will be happy to help anyone in Cooke or surrounding counties. Give Chuck Miller a call. 903-821-8122

03/29/2024

If you own a home you NEED to read this!

There are important changes to Central Appraisal District Procedures in Texas that you and your clients need to know about.

Beginning in 2024, a modification in the Texas Tax Code requires all Central Appraisal Districts to verify a property owner’s eligibility to continue to receive their homestead exemption. For most districts, this will consist of a review every five years, potentially necessitating some homeowners to reapply for their exemption. Should you receive notification from your Central Appraisal District, it’s crucial not to disregard it. Take proactive measures to confirm your eligibility and ensure ongoing access to the advantages provided by the homestead exemption.

For more detailed information on the changes visit our blog at: republictitle.com/texas-homestead-notice

For more information on Texas Tax Exemptions including details on the types of exemptions, how to file for each type and more, visit our website to view our Tax Information resources at: republictitle.com/tax-information

Check out this compiled booklet for local tax rates for DFW area counties that include Collin, Dallas, Denton, Tarrant and other counties.

06/16/2023

Are you a Realtor or someone looking for property in Cooke County?
Join this page!

01/04/2023

Hello All,
The purpose of this page is for realtors and lenders to connect with buyers/sellers/renters in Cooke and surrounding counties. I did not realize that my marketing post for my business page has been posting on this page. I apologize and I have turned it off.

Please continue to post on this page for the purpose intended, and share with anyone you know who may can benefit from the information provided.

01/04/2023

Avoid the Rental Trap in 2023

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let a common misconception about how much you need to save make the process harder than it could be.

>>Understand 20% Isn’t Always the Typical Down Payment

Unless specified by your loan type or lender, it’s typically not required to put 20% down. This means you could be closer to your homebuying dream than you realize. According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, the median down payment today is only 14%. And it’s even lower for first-time homebuyers at just 6% (see graph below):
>>Learn About Options That Can Help You Toward Your Goal

If saving for a down payment still feels like a challenge...
: firsttimehomebuyer

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward.

01/03/2023

Remember, your first home might not be your forever home. Purchasing a starter home today helps you achieve your homeownership goal and sets you up to build equity over time. And, that equity can help power a move into your dream home down the road. DM me to explore your options and start your home search today.

01/03/2023

Are you considering buying a multi-generational home? If so, it does have a number of benefits. It allows you to pool your finances when buying a home, makes it easier to care for loved ones, and allows for more quality time together. To discuss what you’re looking for in a home, DM me, and let’s start the conversation today.

01/02/2023

What Are Your Goals in the Housing Market This Year?

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

In the last year, high inflation had a big impact on the economy, the housing market, and likely on your wallet too.

Here are a few questions you can start thinking through as you fine tune your goals for 2023.

>>1. What’s Motivating You?

You’re dreaming about making a move for a reason – what is it? Use what’s motivating you as a guidepost in partnership with an expert advisor to help make sure your move will give you a lasting sense of accomplishment.

>>2. What Does Your Next Home Look Like?

The available supply of homes for sale has grown, and that could mean more options to choose from when you...

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

01/02/2023

If you’re thinking of selling your house, don’t go at it alone. During the home sale process, it’s normal to negotiate with a number of parties. A real estate advisor is a skilled negotiator who can help coordinate between those groups and individuals. To make sure you have an expert on your side when you sell, DM me today.