03/15/2026
The Homebuyers Privacy Protection Act, that was signed into law in September 2025, and as of last week, has taken effect! This means that when we do a hard credit pull for a buyer, they will no longer get bombarded by phone, text, and email by a barrage of unrelenting banks and credit unions who were sold their information by the credit bureaus. As it should have always been, this is now an ILLEGAL activity for the credit bureaus to perform. Very exciting!