MyRealtyTeam Real Estate

06/15/2026

Of course you know that you'll need to pay a down payment on any home you hope to purchase with a mortgage (unless you'll be using a VA or USDA home loan). But, did you know that you will also need cash for an 'earnest money deposit?' Indeed you will, and it's a fact that surprises many first-time.....

06/14/2026

Nobody really knows who starts myths, whether of the classic Greek variety or the modern real estate type. While the former are harmless enough, common real estate misconceptions may be dangerous – especially to your pocketbook. Like a game of telephone, facts become lost in the translation and mi...

06/07/2026

Never was it more evident that the average American is woefully misinformed about insurance than when the Affordable Care Act kicked in and millions had to purchase health insurance. Deductibles, co-pays and out-of-pocket maximums were terms completely unfamiliar to them. It's no different with othe...

06/06/2026

Whether a home warranty is worth the paper it's written on is a matter of debate. Some people in the real estate, financial and consumer protection industries laud them. Then there are those who say not to waste your money on a home warranty. One of these is consumer expert Clark Howard, who says th...

05/30/2026

If you've never purchased a home in a managed community ('managed' as in overseen by a homeowner association or HOA), you probably have no idea what will be included in the package of HOA documents you'll be receiving. That's ok, at this point you're not expected to. You are, however, expected...

05/29/2026

Evidence of termites and other wood-destroying pests can bring a home sale transaction to an abrupt halt. These pests typically go undetected for long periods of time and can undermine the structure of a house so homebuyers are justifiably anxious to have the home inspected before closing on the pur...

05/22/2026

Every other year, the Census Bureau conducts the American Housing Survey. The most recent study finds that the two most popular reasons for choosing a certain neighborhood are how it's laid out and its proximity to work. What about you? What are your hot buttons? It helps both of us if you're clear....

05/21/2026

What happens when you go to the grocery store on an empty stomach and without a list? You impulse shop, right? Your stomach takes control of the outing and whatever looks good at the moment ends up in the shopping cart – whether it's something you need or not. Lists are the road map for a shopping...

05/15/2026

05/14/2026

In part 1, we looked at what happens immediately after the seller accepts your contract to purchase. In part 2, we'll cover contingencies ― those tasks you must complete according to the contract's stated timelines. Contingencies Remember all those deadlines we set for you when I assisted you with...