Endy Echefu Esq. JP & Associates Realtors

02/27/2026

https://www.facebook.com/share/p/18YyL6MHJw/

HOME EQUITY LOAN - ALLOW YOUR MORTGAGE TO WORK FOR YOU
Managing debt doesn’t have to be hard. Let’s talk about how your home equity can help. Reach out today to get started.

The Home Equity Loan allows borrowers to receive cash in a lump sum from their home equity without refinancing their first lien mortgage, paid off with a fixed rate similar to a first lien fixed mortgage. The product is also known as HELOAN and Closed End Second (CES).

Key Distinctions:
This is NOT a Home Equity Line of Credit (HELOC)—Borrowers receive all cash upfront, with no line of credit for future draws. It is not a short-term financing option for use in less than 12 months.
Structure
Standalone second liens only;
No piggyback transactions 10, 15, 20, and 30-year fixed-rate terms.
Primary residences and second homes only.
Homeowner's Insurance.
Requirement -
You'll need proof of existing coverage.
Appraisal - Full appraisals are required.
Minimum Fico Score - 680
Call for further details - 214-434-8997

01/04/2026

01/04/2026

Mortgage Information Series: Pt. 1

"What is a Mortgage? A Beginner's Guide."

10/03/2025

Federal shutdown stalls rural lending, leaves borrowers in limbo

Some borrowers at risk of homelessness if leases expire before closing, says broker

10/01/2025

Welcome home to this fabulous one-story home. Renovated and meticulously maintained. The huge family room is just off the foyer. Designer touches throughout. Wood flooring in the kitchen and...

09/10/2025

3 Beds 2 Baths house for lease in Princeton TX

09/07/2025

https://youtu.be/ms_YycCutUo?si=E425mXzx1MKkx5zk

Why did LeMessurier put this massive tower on four stilts—and what went wrong when a hidden problem almost led to disaster?In this video, see how smart desig...

09/02/2025

https://www.facebook.com/share/19qFUiQB9b/

08/18/2025

08/18/2025

$1,900 - House Lease
3 Bedrooms and 2 Full Baths For Lease.
1439 Sq Ft House.
1204 Sage Dr, Princeton, TX 75407

Welcome home to this fabulous one-story home. Renovated and meticulously maintained. The huge family room is just off the foyer. Designer touches throughout. Wood flooring in the kitchen and breakfast area. Wonderful patio with a landscaped backyard. One block from the neighborhood playground.
Public Driving Directions: From 75, Exit University(Hwy 380) East approximately 6 miles-Left on Monte Carlo. 1 mile to Villas of Monte Carlo. Left on Rivera Dr. Right on Augustin Dr. Right on Sage Drive. Use GPS or Maps

07/25/2025

Welcome home to this fabulous one-story home. Renovated and meticulously maintained. The huge family room is just off the foyer. Designer touches throughout. Wood flooring in the kitchen and...