09/18/2026
Life Lately… enough with the interest rate doom + gloom.
Stacy + Michelle are flipping the script this week and talking about what actually matters when you’re buying a home.
Yes, interest rates matter. But they’re not the whole story.
The better question is: Does the monthly payment comfortably fit your budget?
Because waiting for the “perfect” rate doesn’t necessarily mean you’ll get a better deal. Home prices can appreciate while you wait, competition can change, and the house that fits your budget today may cost more down the road.
So instead of asking, “Should I wait for rates to drop?” try asking:
“Can I comfortably afford the right home today?”
If the answer is yes, it might be worth having the conversation. And if rates improve later? Refinancing may be an option.
👋 We’re Holzl Homes, where real estate meets real connection!