01/13/2026
A lot of people may think their credit score isn’t good enough to buy a home. That may be because the median buyer’s score is pretty high (775) – so people assume they need near-perfect credit. But that’s not necessarily the case. Data shows some buyers today are qualifying with scores in the mid-600s. And the median for the lowest 10% of buyer scores is 660. So, you may have more options than you think. If your credit is what’s been holding you back, take this as your sign to reach out to a lender to talk through your options.
