02/13/2026
A partial government shutdown and a major winter storm added uncertainty to the housing market in early February.
Mortgage rates held at 6.09% for the week ending Feb. 12. While rates haven’t fallen sharply, their stability gives buyers a clearer baseline. The homeownership rate ticked up to 65.7% in late 2025, led by younger buyers, as the market shifts in buyers’ favor with lower prices and less competition.
