06/13/2023
Thought I would share these photos here 🫶🏻
It has been my life’s dream to own a home and be able to make it my own. I’m so grateful to real estate for showing me that it is possible and giving me the clarity to understand how great of an investment owning a home can be. If your anything like me, and you dream of owning a home, I would love to chat with you about how we can make that happen.
For a little background on how Chris & I bought this house at 19 with very little money down, just to show that it is easier than you might think. About 6 months ago, we began looking at apartments thinking that was the only option for us. We quickly realized that 1 bedroom apartments around this area are on average about $1600 per month. We decided maybe we could go a different route where that $1600 would be going to something that we could resell and at least get a portion of our money back. With that in mind we looked into manufactured tiny homes. These are great, but ultimately they are depreciating assets and I just knew that was not the best way to invest in ourselves. After finding out what we could afford through a tiny house lender, we realized we could probably afford a decently priced house. We started looking and there were a few that were around the price point we knew we could afford. We got pre-qualified with Dusty Brewer who ended up getting us a loan on this home with a co-signer. Dusty was so helpful through the whole lending process, and ended up getting us in a down payment assistance program so we ended up only putting about $2000 down for the house and payments under what we would have payed for that 1 bed apartment.
With all that said, let’s knock the notion that you are “too young” or “don’t have the money for a 20% down payment” or “credit isn’t where it needs to be” or “I need a higher income”. We were in a place where we thought it was not possible, and 6 months later we made it happen!!
I would LOVE to be able to get through any challenges you think you will run into while buying a house. Let’s make dreams happen🙌
Contact me ⤵️🏠
Laci VanLoozen, REALTOR®
License #792382
(512)-876-0208
[email protected]