Denise Arndt - Coldwell Banker Realty

05/30/2026

Learn from the best

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.



To learn more message me here

05/30/2026

NEIGHBORHOOD OPEN HOUSE
🏠MAY 30TH FROM 2-4
🚗BERRY CREEK COMMUNITY
426 Logan Ranch Road will be on this tour!

05/29/2026

Sometimes you just have to enjoy the view.

05/28/2026

Learn from the best

Price Cuts Get Bigger the Longer a House Sits Without Offers

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.



To learn more message me here

05/28/2026

Some homes just have more. This one is an outdoor oasis for all the fun in your life.

05/27/2026

Learn from the best

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



To learn more message me here

Let's be real with each other for a second about affordability.

05/26/2026

05/24/2026

Learn from the best

Are Home Prices Going To Fall?

Home prices have a long track record of going up over time. And that’s why buying a home is generally considered a safe long-term investment.

That certainly doesn’t mean you have to buy now. You should only move when it makes sense, and you plan to live there for a while.

But if you’re interested, let this reassure you. If you want to talk through what home prices are doing in our market, your goals, or your timelines, let’s have a quick conversation.



To learn more message me here

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”

05/23/2026

Learn from the best

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



To learn more message me here

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/23/2026

Come see all of us today from 1-3! A great opportunity to visit Heritage Oaks and the active adult community.
🏘 May 23rd