06/10/2026
Mortgage pre-approval is a lender’s review of your income, assets, and credit to estimate how much you can borrow. It’s a stronger signal than prequalification and shows you’re financially vetted.
It makes you a more competitive buyer. Sellers often prefer pre‑approved buyers because it signals serious intent and realistic pricing.
It’s conditional and time‑limited. Pre-approvals typically expire in 60 to 90 days and don’t guarantee final loan approval.
Before you start looking to buy a home, it’s important to get pre-approved for a mortgage first. This step can give you a competitive edge and demonstrate to sellers that you’re serious. Are you ready for a lifestyle change? Purchasing a home can create generational wealth for you and your family. Let's do a free consultation!
This is a repost of content from Homes.com
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