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Eric Cook, PLLC - Realty ONE Group

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Eric Cook, PLLC - Realty ONE Group

Eric was born and raised in Michigan and has been based in Arizona since 2005, Eric brings a Midwest work ethic and a solutions-first mindset to real estate.

Eric has been licensed in Arizona since 2015 and earned his Arizona broker’s license in 2025. Eric has been licensed in Arizona since 2015 and earned his Arizona broker’s license in 2025, with additional real estate education completed in Michigan. Eric’s career has been shaped by complex and non-traditional transactions—REO and HUD properties, dual agency, 1031 exchanges, assumable loans, and sim

ultaneous closings. I thrive in situations others may see as problems; to me, they’re simply issues waiting for the right strategy. Eric’s industry knowledge has been self-taught or gained through direct collaboration with other professionals across the transaction table, reinforcing his belief that real estate works best when communication and cooperation lead the way. Eric holds the MCNE (Master Certified Negotiation Expert) and RCS-D (Real Estate Collaboration Specialist – Divorce) certifications and has working knowledge of commercial real estate through hands-on exposure and independent study. Eric’s background also includes experience as a process server and leadership service as Leading Knight (Vice President) of the Elks Lodge in Prescott, Arizona. Outside of real estate, Eric enjoys photography, off-roading, hiking, kayaking, motorcycling, and reading—especially nonfiction and educational material. According to Eric he is fluent in English and sarcasm, currently studying Japanese and Spanish, and always committed to learning—both professionally and personally.

04/20/2026

🕊️🏘️ RIGHT TO QUIET ENJOYMENT 🏘️🕊️

The implied covenant of quiet enjoyment does not just cover noise, it protects against any landlord conduct that disrupts your control over the space you are paying for.

A lockbox could cross that line when it enables unscheduled entries, gives access to people you have not been told about or stays on the property longer than necessary.

03/31/2026

🔭🪦 POSTPONED DECISIONS 🪦🔭

Clutter is nothing more than postponed decisions.

03/30/2026

🏘️📑 COMMUNITY FACILITIES DISTRICTS 📑🏘️

Key Aspects of Community Facilities Districts:

* Primarily used for building infrastructure for new developments (e.g., streets, water, sewer, lighting) and sometimes for special projects.
* CFDs generate funds through general obligation (GO) bonds, repaid by property taxes on properties within the district.
* Repaid by a levy based on the benefit received by the property.
* While authorized by the state, they are distinct entities usually governed by the local city council.
* Property owners inside a CFD pay higher taxes or assessments to fund infrastructure improvements compared to those outside, with these appearing on the regular property tax bill.
* Debt is usually approved by landowners or voters within the district.

03/27/2026

🏘️ 📑 ESCROW v TITLE 📑 🏘️

In the realm of a real estate transactions, the terms escrow entitled are frequently used, often interchangeably, which can lead to confusion.

While both play essential roles and ensuring a secure property transfer, they serve distinct purposes in the process.

Understanding the difference between escrow and title is crucial for buyers and sellers to navigate a real estate transaction action successfully.

03/26/2026

🚫📑 NOT A “I HAVE NEVER LIVED THERE DOC” 📑🚫

There are situations in which a power-of-attorney must assume the obligation of filling out the SPDS (seller property disclosure statement).

If this should be done, the following language may be helpful to include with the sellers disclosure:

“The undersigned is a non-owner/non-occupant power of attorney for the seller, the principal. At present, the principal is unable to effectively complete and prepare the disclosures here in. To the best of my knowledge and belief, and pursuant to the powers granted to me as power of attorney, I have completed the disclosures in good faith, based on the information available to me.”

03/18/2026

📽️🏘️ SADDLEWOOD HOUSING STATS 🏘️📽️

As of 18 MAR 2026, here is a look into what the housing market has been doing for the past 180 days in Saddlewood.

DOM = day on market
OLP = original list price
SP = sales price

ACTIVE:
* 6256 Harvest Moon Ave: 185 DOM; OLP $525K...currently listed for $458K (price reduction of 12.76%)

ACTIVE W/CONTINGENCY:
* 6263 Harvest Moon Ave: 67 DOM; OLP $450K
* 1365 Starling St: 88 DOM; OLP $475K

PENDING:
* 1372 Towhee Trl: 34 DOM; OLP $449,900

CLOSED:
* 6276 Harvest Moon Ave: 83 DOM; OLP $460K; SP $440K (-4.35%)
* 6257 Harvest Moon Ave: 26 DOM; OLP $444K; SP $440K (-.09%)
* 1372 Towhee Trl: 21 DOM; OLP/SP $449,900
* 6287 Harvest Moon Ave: 69 DOM; OLP $499,900; SP $450K (-9.98%)
* 6321 Indigo Trl: 123 DOM; OLP $495K; SP $457K (-7.07%)
* 1392 Warbler Way: 48 DOM; OLP/SP $489K
* 6278 Goldfinch Dr: 104 DOM; OLP $524,900; SP $490K (-6.65%)
* 6214 Harvest Moon Ave: 67 DOM; OLP $549K; SP $500K (-8.93%)
* 1393 Warbler Way: 40 DOM; OLP/SP $540K
* 6235 Goldfinch Dr: 108 DOM; OLP $435K; SP $410K (-6.1%)

03/01/2026

💵 🏘️ ATTENTION BUYERS (& SELLERS) 🏘️ 💵

Effective March 1, 2026, a new federal rule from the Financial Crimes Enforcement Network (FinCEN) will require certain all-cash residential real estate transactions to be reported to the U.S. Treasury Department. This reporting obligation may affect many buyers, sellers, lenders, title professionals, and real estate practitioners involved in high-value property transfers.

The rule applies when residential real estate is purchased without financing (all-cash) and the buyer is a legal entity or trust, such as an LLC, corporation, or trust. Covered properties include single-family homes, townhouses, condominiums, co-ops, and small apartment buildings (1–4 units). Vacant land intended for future 1–4 family residential construction can also trigger the reporting requirement.

The purpose of this new requirement is to enhance transparency in the residential real estate market and to help detect and deter illicit financial activity. Transactions involving certain transfers, like those due to death, divorce, or court order, as well as many involving banks, insurance companies, public companies, and governmental entities, are generally exempt from reporting. There are also exemptions for certain trust transactions and other narrowly defined circumstances.

The Real Estate Report must include:
* Identity of the person filing the report
* Buyer entity or trust and its beneficial owners
* Individuals signing on behalf of the buyer
* The seller
* Details about the property
* Total purchase price and certain payment information
Buyers (or their representatives) must certify that information about beneficial ownership is accurate.

02/27/2026

📱📡 SMALL CELL INSTALLATIONS 📡📱

Maricopa residents are noticing light poles across the city with a modern upgrade as Crown Castle begins phase one of its small cell infrastructure rollout.

A total of 91 small cell nodes are being installed across Maricopa, when the full buildout is complete. These small cells, which are compact versions of traditional cell towers, are designed to increase data capacity and improve service coverage in high-use areas.

Unlike traditional towers, the small cells replace select existing streetlight poles with upgraded designs that support new technology while minimizing visual impact. City staff approved three different pole designs to accommodate the technology, all selected to blend seamlessly into Maricopa’s existing streetscape.

Crown Castle is not a direct service provider, but its infrastructure supports the antennas and systems used by major carriers such as Verizon, AT&T, and T-Mobile. The shared infrastructure model allows multiple carriers to utilize a single pole, reducing visual clutter and limiting additional construction over time.

02/25/2026

📽️🏘️ SADDLEWOOD HOUSING STATS 🏘️📽️

As of 25 FEB 2026, here is a look into what the housing market has been doing for the past 180 days in Saddlewood.

DOM = day on market
OLP = original list price
SP = sales price

ACTIVE:
* 1372 Towhee Trl: 21 DOM; OLP $449,900
* 6263 Harvest Moon Ave: 48 DOM; OLP $$450K
* 6256 Harvest Moon Ave: 164 DOM; OLP $525K...currently listed for $458K (price reduction of 12.76%)
* 1365 Starling St: 68 DOM; OLP $475K

ACTIVE W/CONTINGENCY:
* 6235 Goldfinch Dr: 81 DOM; OLP $435K (under contract at $425K)

CLOSED:
* 6276 Harvest Moon Ave: 83 DOM; OLP $460K; SP $440K (-4.35%)
* 6257 Harvest Moon Ave: 26 DOM; OLP $444K; SP $440K (-.09%)
* 1372 Towhee Trl: 21 DOM; OLP/SP $449,900
* 6287 Harvest Moon Ave: 69 DOM; OLP $499,900; SP $450K (-9.98%)
* 6321 Indigo Trl: 123 DOM; OLP $495K; SP $457K (-7.07%)
* 1392 Warbler Way: 48 DOM; OLP/SP $489K
* 6278 Goldfinch Dr: 104 DOM; OLP $524,900; SP $490K (-6.65%)
* 6214 Harvest Moon Ave: 67 DOM; OLP $549K; SP $500K (-8.93%)
* 1393 Warbler Way: 40 DOM; OLP/SP $540K

01/09/2026

🏜️🏘️ MORTGAGE RATES DROP 🏘️🏜️

Mortgage rates fell sharply, a day after President Donald Trump said on social media that he is instructing mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds.

The rate on a 30-year mortgage dropped 22 basis points to 5.99%, matching the low from Feb. 2, 2023, according to Mortgage News Daily.

Fannie Mae and Freddie, which are in government conservatorship, do not originate home loans. They buy loans from lenders, bundle them into mortgage-backed securities (MBS) and sell them to investors, thereby replenishing lender funds for new loans and keeping interest rates lower and more stable for homebuyers.

The Federal Reserve also lowered its own lending rate to zero. The combination brought the average rate on the 30-year fixed mortgage to record lows, hitting just 2.75% at the start of 2021, according to Mortgage News Daily.

Address

3530 S. Val Vista Drive , Ste. # 114
Gilbert, AZ
85297

Telephone

+16027173788

Website

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