06/08/2026
🏡 Under Contract! 🎉
Congratulations to my buyer who just went under contract on a brand-new home!
One thing many buyers don't realize is that new construction builders...especially on completed spec homes...are currently offering some incredible lender incentives. While the programs, rates, and incentives vary by builder and community, they can make a substantial difference in your monthly payment.
For example, on a $425,000 home using FHA financing, the difference between a 3.75% APR and a 6.75% APR can be approximately $800 per month in principal and interest payments alone.
💰 That's roughly $9,600 per year in monthly payment savings and can add up to hundreds of thousands of dollars over the life of the loan.
If you've been thinking about buying a home, now may be a great time to explore what incentives are available on new construction properties. The builder's advertised price is only part of the story; sometimes the financing incentives create even greater value than a price reduction.
📞 If you're considering new construction, give me a call. I can help you navigate the process, compare builders, and determine whether the incentives available today make sense for your situation. (623)341-7519
(Payment examples are estimates for illustrative purposes only and are based on a $425,000 purchase price with FHA financing. Actual interest rates, APRs, payments, incentives, loan terms, mortgage insurance, taxes, insurance, and borrower qualifications will vary. Consult with a licensed mortgage professional for personalized financing information.)
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