Nicole Kozodaj Realtor - Keller Williams Premiere Properties

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Nicole Kozodaj Realtor - Keller Williams Premiere Properties

I'm an ambitious and determined Real Estate Agent, here to help with all of your Real Estate needs.

11/14/2022

Ready for some real talk about getting a mortgage this fall?

As rates inch higher, more homeowners are buying down their interest rates. Curious about what that means & if it’s right for you?

Here’s the rundown on mortgage rate buydowns:
-Mortgage buydown is a way to lower your interest rate by paying discount points at closing.
-Discount points are a one-time, upfront fee.
- Each point typically lowers the rate by 0.25 percent. So, one point would lower a mortgage rate from 7 percent to 6.75 percent.
If you've got some extra savings & financially feel comfortable, buying mortgage points may be a smart investment. Have more questions about buying a home or taking out a mortgage this fall? DM me - I’m here to help however I can.

Nicole Kozodaj
Keller Williams Premiere Properties
C: 630.802.1907
E: [email protected]

11/02/2022

If you're staring down November (and the holiday rush!) and need to get your home ready for all that's to come, this post is for you!

Put these November home maintenance tasks at the top of your to-dos.

If you're nodding your head, thinking, “yep, this is exactly what I need to do', it’s time to get to it! Don’t let the winter season get the best of you, a little prep will go a long way.

10/28/2022

The biggest misconception I hear about buying right now is to wait for interest rates to come down.

You DON’T need to wait!

What DO you need? If you know you’re ready to buy, you need an agent who knows the market in your desired location and a trusted lender who can help you understand what you can afford.

The truth is if you buy at today’s rates, you can always refinance when rates drop. But if you wait with the hope of rates coming down, you can't go back and borrow at today's rates .

So the next time you think to yourself, “Maybe I’ll wait.” Don’t do it! Let me at least show you homes in your price range so you can make a decision based on FACTS.

Have you been struggling to decide about buying now vs. waiting? DM, and let’s talk - no strings attached

Nicole Kozodaj
Keller Williams Premiere Properties
c: 630.802.1907
e: [email protected]

10/11/2022

Need some inspiration and ideas for saving for a down payment? I got you covered!

While 20% down allows you to avoid private mortgage insurance, you rarely will need that large a payment. A 3-10% down payment will put you in a strong position when you apply for a mortgage.

Have questions or want to connect about the buying process as a whole? DM me, and I’ll be in touch!

10/10/2022

Little PSA that when , there are things you need to pay attention to and things you need to ignore. When you know which is which, you’ll end up with a home you love and no regrets or surprises. I’ll be there to remind you every step of the way.

Pay attention to:

- Location, neighborhood, and distance from your work, schools, etc.
- Your budget + cost of improvements
- Your non-negotiables list
- Condition of major systems like HVAC and roof (Average roof replacement cost for a 2,000 sq. ft. home is $7,211 in 2022)

Ignore things like:

- Seller’s style and decor
- Clutter and disorganization
- Poor landscaping
- Rooms used for odd purposes

If you're thinking of buying, save this post for later, or tag a friend who’s beginning the buying process! Questions? Send me a DM!

Nicole Kozodaj
Keller Williams Premiere Properties
630.802.1907
[email protected]

09/27/2022

This Gorgeous Home Just Sold! Congratulations to our sellers! 🏡

If your looking to buy, sell, invest , or have any questions with the current market. Let’s connect! 🏡🔑

Nicole Kozodaj
Keller Williams Premiere Properties
630.802.1907
[email protected]

09/20/2022

Are you thinking of buying your first home?
Like most things in life, if you’ve never done it before it can be pretty overwhelming.

The good news is I’m here to help guide you through the process!

Uncertain if now is a good time to buy with the correcting market? Let’s chat!

Nicole Kozodaj
Keller Williams Premiere Properties
630.802.1907
[email protected]

Just Hit the Market! Charming Home located in Villa Park! 🤩 Nicole Kozodaj 630.802.1907nicolekoz...

09/09/2022

Just Hit the Market!
Charming Home located in Villa Park! 🤩

Nicole Kozodaj
630.802.1907
[email protected]

Powered by Sergio Sells Chicagoland

08/16/2022

Looking to spruce up your home on a budget? (I mean, who isn't?!) Here are five chic and affordable home decor stores to check out!

Like to shop local for home decor?! Drop your go-to's in the comments. ⬇️

07/29/2022

This Beautiful move in ready Ranch just hit the market!

Key features:
✨Hardwood floor’s throughout the home
🔑 Bosh stainless steel appliances
✨Finished basement includes a full bath with a whirlpool bath tub
🔑New roof & gutters
✨Large & Sunny enclosed porch to enjoy all year round
🔑Stunning backyard features a sprinkler system

Call or text to schedule your private tour;
✨Nicole Kozodaj
📱630.802.1907
Keller Williams Premiere Properties

Powered by Sergio Sells Chicagoland

07/16/2022

In case you didn’t know, today’s housing market is nothing like it was in 2008. What happened then was caused by cheap debt, shady lending practices, and financial acrobatics that ended with too many borrowers in mortgages they couldn’t afford.

Step back from 2008, and you see that home prices have appreciated in 4 of the last 6 recessions. They only fell twice—slightly in the early 90s (1.9%) and almost 20% in 2008.

My point is this: Not every recession is a housing crisis. So if you’re looking to buy, sell, invest, or flip, here's what to do: silence the naysayers, look at the stats, and find an agent who can help you make on-time and informed decisions in 2022.

Want to know more about buying or selling in our current market conditions? If so, DM me! I’d love to help.

Nicole Kozodaj - YourHomeGirl 🏡
Keller Williams Premiere Properties
630.802.1907
[email protected]

07/03/2022

3 hot tips first-time investors can't afford to ignore:

🔎Do your homework. As lucrative as landlording can be, it can devastate and consume if you sink funds in the wrong property.
📍Choose a prime location. Location to schools, tourist attractions, restaurants, shopping, and green spaces should be thought through. Enlist an agent's help to identify hot zip codes and neighborhoods.
👩🏻‍⚖️Know the law. Sure, you’re about to rake in some cash, but you’ll also rake in some headaches if you don’t know your legal responsibilities as a landlord. Study our state's laws and consult with an attorney to ensure you understand.

Wanna landlord? Let’s chat — I’d love to share what I’ve learned being a landlord myself.

Nicole Kozodaj
Keller Williams Premiere Properties
630.802.1907

Address

45 S Park Boulevard #300
Glen Ellyn, IL
60137

Telephone

+16308021907

Website

http://NicoleKozodaj.kw.com/

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