Kristal Scofield, Realtor - Open House Realty

10/09/2025

10/02/2025

Getting your financing in order is one of the smartest steps you can take before entering the market. This week on Real Estate Today, we break down why fall may be the best season for buyers, how to secure the lowest mortgage rate, and the latest lending trends shaping the housing market. Tune in now!

https://www.nar.realtor/real-estate-today?cid=sm_RET2001

09/17/2025

The Federal Reserve lowered its benchmark interest rate by a quarter percentage point down to a range of 4.0% to 4.25%, its first rate change in nine months, and expects two more cuts this year.

A quarter-point cut was widely anticipated, and already largely priced into mortgage rates, which have fallen in recent weeks and reached an 11-month low of 6.35% last week, according to Freddie Mac.

Mortgage rates usually follow long-term bond yields, which rose Wednesday after the FOMC released its economic projections. The Fed now expects two more rate cuts this year and one in 2026—fewer than the three cuts next year that markets had anticipated. While the path for mortgage rates beyond that remains unclear, most economists expect them to remain above 6% through the end of the year.

Full report: https://rltor.cm/36qfpf

🏡 Homebuyers can save over $15,000 during October’s Best Time to Buy week, with more options, less competition, and bigger price cuts. See how: https://rltor.cm/rtdltg

08/13/2025

Buying a home? Learn how earnest money works, when it’s refunded and the rules that apply to your home purchase.

Check out the full guide: https://www.nar.realtor/magazine/real-estate-news/sales-marketing/earnest-money-in-real-estate-refunds-returns-and-regulations

08/04/2025

Emergencies can take many forms — whether it’s a natural disaster or a sudden change in your income, planning for the unexpected is key to your financial wellness. Visit My Home for more tips that will help provide stability for when you need it most. https://bit.ly/47c1IHM

07/30/2025

This week on Real Estate Today, we highlight creative solutions for affording a home and how asking the right insurance questions can protect your budget. Tune in now on your favorite podcast platform!

https://www.nar.realtor/real-estate-today?cid=sm_RET1857

07/27/2025

Think you can’t afford homeownership? Think again. This week's episode of Real Estate Today is packed with strategies to help you save, including building an accessory dwelling unit (ADU), renting out your backyard, and tips for cutting down on property taxes. Tune in wherever you get your podcasts!

https://www.nar.realtor/real-estate-today?cid=sm_RET1848

07/25/2025

Home maintenance mistakes can lead to expensive problems. On this week’s episode of Real Estate Today, experts share how to stay ahead of repairs, care for your appliances and protect your biggest investment.

Tune in to hear tips from a top insurance pro, a viral appliance expert, and a seasoned real estate broker. Available wherever you get your podcasts!
https://www.nar.realtor/real-estate-today?cid=sm_RET1839

07/23/2025

Go check out this fabulous, air conditioned, indoor market, every Sunday in Show Low! Talented local artisans are featured there year round!

07/22/2025

New to gardening? 🌱 Understanding your planting zone is key to growing a thriving garden! 🌿 Learn how to choose the right plants for your area with these easy tips for beginners.
https://www.houselogic.com/by-room/yard-patio/tips-for-new-gardeners-to-navigate-planting-zones/?cid=eo_sm_fb

07/18/2025

Big news! 🎉 I'm thrilled to share that I'm now a licensed Broker and have taken on the role of Associate Broker at Open House Realty, who I've been proudly serving with since 2016! 🏡

Show Low Chamber of Commerce WMAR - White Mountain Association of Realtors Phoenix Realtors Ivy Clay - Open House Realty