Top One Realty & Mortgage Inc

Top One Realty & Mortgage Inc CalDRE: 02008451
NMLS ID: 1529814 Whether you are looking to buy or sell, I would love to help!
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I specialize in the sale or purchase of homes in La Canada, La Crescenta, Burbank, Glendale, Montrose, Pasadena, Eagle Rock, North Hollywood, Sunland & Tujunga. I'm available to consult on a wide variety of residential real estate needs, as well as financing opportunities. Your needs, are my primary concern throughout the entire transaction. It is my goal to initiate problem solving, respond quick

ly to your needs and concerns, and ultimately to reduce the stress associated with buying or selling a home. For a complimentary & confidential report on your home's current value, call (818) 259-4074, or send an email request to [email protected]

I speak English, Armenian and Russian. You Have my Firm Commitment That I Will Work Hard With you to Fulfill all of Your Real Estate Needs now, and in the Future!

06/26/2025

🏡 Found your dream home? You might already be too late.

In today’s market, homes get 10+ offers in days. If you’re not pre-approved before the showing, you’re behind.
📌 Sellers aren’t waiting.
📌 Winning buyers? Lenders on speed dial. Letters ready. Budget locked.

In LA, it’s not just what you offer—it’s how fast you offer it.

✅ Be ready
✅ Be sharp
✅ Be first

Or be watching someone else move into your dream home.

06/24/2025

🚨 Under contract on a home? READ THIS BEFORE MOVING MONEY 💸
Large deposits right before closing can kill your loan—even if they’re legit.
Lenders need a clear paper trail for every dollar.
📉 Unverified cash = red flag
📍 Sudden $5K–$10K = “borrowed” in their eyes

Before transferring anything:
✅ Screenshot it
✅ Get a letter
✅ Show the trail

And always—ask your lender first.
One wrong move can blow up your deal days before closing.

06/19/2025

🎯 Thinking of adding a cosigner or joint applicant to your mortgage?
It could make or break your approval. ✅💥

Yes—combined income helps.
But here’s what most people miss:
Their debts count too.
💳 Student loans
🚗 Auto payments
📉 High credit card balances

And if a payment’s missed? BOTH your credit scores take the hit.
Choose someone who strengthens your file—not someone who drags it down. 💡

06/12/2025

💼 Why Job Gaps Matter to Lenders ⁉️
Thinking about applying for a mortgage with a job gap in your past? Here’s what lenders are really looking for 👀⬇️
⠀
Even a short break can raise red flags 🟥—but with the right explanation and proof of stability, you can still move forward with confidence.
⠀
✅ Be honest
✅ Show you’re back on track
✅ Prove you’re not a flight risk
⠀
It’s not just about how much you earn—it’s about how reliable that income is.
⠀
📄 Save this if you’re planning to buy soon!

06/10/2025

Most offers fail at the financing stage. Not on my watch. 💼💥
I don’t just preapprove—I prepare you to win. Verified docs. Zero surprises. Smooth closings. Let’s get you home, the right way.” 🏡✅

06/05/2025

📢 Approved? Great. But don’t celebrate just yet.
Getting pre-approved is a huge win—but it’s not the finish line. 🏁

✅ Keep your job
✅ Don’t take on new debt
✅ Hold off on big purchases

⚠️ Lenders can—and often do—check your finances again before closing. Stay steady so you don’t lose the home you love.

06/03/2025

Self-employed ≠ denied. You just need the right strategy.
💼 Lenders average 1–2 years of tax returns — not your last paycheck.
✂️ Write-offs may shrink your approval.
💰 Consistent deposits = proof of income.
📈 Year-over-year growth builds lender confidence.

➡️ Variable income? Let’s tell the right story with the right docs.

05/13/2025

What keeps clients coming back — and referring others?
It’s not magic. It’s follow-through.
1️⃣ I stay in touch after closing
2️⃣ I teach strategies, not just rates
3️⃣ I solve real-life problems — not just loan issues

Because being a great loan officer means being a real resource.
Trust builds loyalty — and loyalty builds referrals.
💼🤝🏠

05/08/2025

If your loan officer’s off on Sundays, you’re already behind.
Deals get accepted on Saturdays, deadlines hit Sundays. ⏰
I’m here when it matters — not just 9 to 5.
Pre-approvals? ✅
Strategy calls? ✅
Fast moves? Always.
Because winners don’t wait for Monday.

05/06/2025

Online mortgage approvals are a trap — here’s what the top 1% of buyers know.
That instant “preapproval”? It’s often not verified, not reviewed, and not reliable.
📉 Deals fall apart.
🏡 Dream homes are lost.
🤝 Agent trust? Gone.
Real preapprovals come from real professionals reviewing real documents.
Don’t let automation ruin your shot at homeownership.

05/01/2025

Oh, you didn’t use me for your mortgage?
Go ahead and throw in a new car loan too. 🤔😉😃

04/29/2025

The real winners?
They bought when fear was loud and opportunity was quiet.
📌 Low competition
📌 Negotiated deals
📌 Seller credits
📌 Equity growth

Now? Prices are creeping up and the window is closing fast.
Don’t miss the recovery while waiting for a headline.

Address

3824 Ocean View Boulevard
Glendale, CA
91020

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 10am - 6pm

Telephone

+18182594074

Website

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