08/13/2026
Think you need 20% down to buy a home?
You're not alone. It's one of the biggest myths that keeps first-time buyers on the sidelines.
The truth is that many buyers qualify for loan programs with much smaller down payments. Understanding your financing options can help you decide whether you're closer to homeownership than you think.
Our latest guide explains:
π‘ The truth about the 20% down payment myth
π° Down payment options for qualified buyers
π Other upfront costs to plan for
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Steps you can take to prepare for buying your first home
Every buyer's situation is different. The best first step is learning what's possible based on your goals and finances.
Read the full article through the link in our bio.
What question do you have about down payments or buying your first home? Drop it in the comments below. π