09/23/2026
1. The "One to Buy, Two to Sell" Law: In NC, married spouses MUST sign closing documents to sell a home, even if only one person's name is on the loan—and even if you're legally separated. 📜✍️
2. Deciding How to Hold Title (Unmarried Couples): You must choose how to take ownership on the deed-"Tenants in Common" allows unequal ownership shares, while "Joint Tenants with Right of Survivorship" ensures equal shares that automatically pass to the surviving partner.⚖️🤝
3. The Inheritance Trap: If you buy as "Tenants in Common" and one partner passes away without a will, their share goes directly to their family (parents, siblings)— NOT automatically to the surviving partner. 💔☠️
4. Splitting Unexpected Upfront Expenses: Beyond the down payment, couples need a clear agreement beforehand on who pays for earnest money, home inspections, and Wayne County closing fees to avoid major friction. 💸📝
5. Aligning Long-Term Property Goals: You need to agree on a exit or buyout plan in advance-deciding up front what happens if one person gets relocated, wants to sell early, or wants to keep the house if you split. 🏡👀
