Talicia Llanes- Phoenix Real Estate Agent

Talicia Llanes- Phoenix Real Estate Agent 🌵Arizona native
Phoenix REALTORĀ®
West Valley girly
602.628.4542
[email protected]

You might be surprised at how much value a real estate agent can bring to your table, and guess what? A lot of it comes ...
01/11/2024

You might be surprised at how much value a real estate agent can bring to your table, and guess what? A lot of it comes at no cost to you. šŸ”

Here’s how you can tap into my professional know-how for free, plus a few of the ways I can help you when you’re ready to take the next step in your real estate journey.

•Contractors and Vendors List: Need a reliable plumber, electrician, or landscaper? I’ve got a curated list of trusted local professionals to help you spruce up your property, whether selling or maintaining.

•Free Consultation: Got questions about the local market? Let’s grab a coffee and chat. I can provide insights on market trends, property values, and what buyers in our area are looking for.

•Free Guides: From checklists for first-time homebuyers to tips for sellers, I have a stack of complimentary guides to help you easily navigate the real estate maze.

As your local real estate expert, I’m here to offer guidance, support, and professional advice, whether you’re just curious about the market or ready to make a move. Let’s talk about how I can help you achieve your real estate goals. ✨

Reach out anytime – no question is too small, and no goal is too big!

Talicia Llanes, Phoenix REALTORĀ®
West USA Realty
šŸ“±602.628.4542
šŸ“§[email protected]

Ever wonder what makes lenders ā€œsay yes to the loan?ā€ šŸ¤”THIS ---> Your credit score. šŸ“ˆLike it or not, your interest rate ...
07/25/2023

Ever wonder what makes lenders ā€œsay yes to the loan?ā€ šŸ¤”

THIS ---> Your credit score. šŸ“ˆ

Like it or not, your interest rate and loan terms largely depend on the strength of your credit score. Wanna hear more? Here you go.

Credit Score Ranges
Scores range from 300 to 850. For a conventional home loan, a credit score of 620 or higher is a strong starting point. FHA and VA loans typically require a minimum of 580, while a USDA loan typically requires 640 or above.

The Power of a High Score
Scores above 700 are seen as a sign of financial responsibility and can secure the best rates and terms for your loan. Aim to elevate your score to unlock these benefits.

Understanding the Score
Your credit score is influenced by factors such as payment history, credit utilization, length of credit history, credit mix, and inquiries. By managing these aspects wisely, you can positively impact your score.

Your Credit Score...and Then Some
Lenders also consider other factors like steady income, employment history, and a modest debt-to-income ratio. Demonstrating financial stability is key to gaining their confidence and you feel satisfied with your shiny new loan.

Find this post helpful? šŸ‘ Give it a like and share it with a friend who might benefit! And remember, I'm here to help. If you have any questions or want to chat more about loan qualifications, feel free to DM me.

I thought I’d share a bit about me 😊Swipe through to learn more about why I got into real estate, my favorite things, an...
07/19/2023

I thought I’d share a bit about me 😊

Swipe through to learn more about why I got into real estate, my favorite things, and a few interesting tidbits you may not know.

Your turn - Comment below and tell me something about you!

Can you believe we're already halfway through the 2023?Ā I wanted to take a moment to reflect on the past six months and ...
07/18/2023

Can you believe we're already halfway through the 2023?Ā 

I wanted to take a moment to reflect on the past six months and celebrate the progress made, both personally and professionally.

I'm excited to shift my focus to the second half of the year. Together, let’s continue pursuing our goals, making new connections, and helping each other succeed.Ā 

If you have wins from the first half of the year, or goals you're working towards for the next half, share them below, I’d love to celebrate and cheer you on!
Here's to the rest of the year being filled with growth, success, and meaningful moments. šŸŽ‰

Las Vegas photo dump✨ Attended the Forward Event over the weekend that was jam-packed with awesome speakers, met lots of...
07/17/2023

Las Vegas photo dump✨

Attended the Forward Event over the weekend that was jam-packed with awesome speakers, met lots of amazing folks in the mortgage and real estate industry and got in some fun time with the hubsšŸ¤

Let’s kick off the second half of 2023 by refocusing on what’s important.ā€¼ļø Join us for ELEVATE + EMPOWER on Saturday, J...
06/19/2023

Let’s kick off the second half of 2023 by refocusing on what’s important.ā€¼ļø Join us for ELEVATE + EMPOWER on Saturday, July 8, 2023 at Die Trying Training Facility in Phoenix, Arizona. The event will consist of a 30-minute functional strength training workout led by Nicole Campana, personal trainer and mortgage loan officer. šŸ’ŖšŸ” The awesome workout will be followed by Nicole and I going over the 10 steps to the home buying process.šŸ” You will leave this event feeling great after the workout and knowledgeable in the steps to homeownership. Space is limited and registration is available in the bio via the link. Hope to see you there!

Q: What’s the true cost of selling a home?Ā šŸ”A: Roughly 10-12% of the sale price.Here’s a DETAILED breakdown:* Agent comm...
06/15/2023

Q: What’s the true cost of selling a home?Ā šŸ”
A: Roughly 10-12% of the sale price.

Here’s a DETAILED breakdown:
* Agent commissions: 5-6% of the sale price, split between the two agents.Ā 
* Title fees and other administrative costs: 1-2% of the sale price
* Home repairs and inspection requests: $100-10,000. The most common repair on a home inspection report? Sticky doors that need adjusting. The second? Leaky faucets and shower heads.Ā 
Optional expenses:
* Moving: The average cost of a local move with a two-person team is $1,400. A cross-country move will set you back $2,200-5,700. Save on moving by grabbing a few friends and DIY.
* Interior staging and exterior landscaping: 18% of sellers’ agents said staging increased a home’s value between 6-10%. Staging and landscaping will run 2% of the sale price, making both worthy of your time and money.
* Seller concessions: To sweeten the deal, you may help a buyer with inspection fees, processing fees, or other costs. Usually, no more than 2% of the sale price.Ā 
* Home warranty: Some sellers offer buyers a warranty to cover the home leading up to closing, so the buyer knows they’re not facing repair costs as soon as they sign. A home warranty costs $300-500.

One mistake I see from sellers? Pouring money into the wrong improvements before getting an agent involved.
If you’re thinking of selling, don’t wait to get an agent’s eyes on your home — it’ll focus your efforts and help you get every dollar out of your home. Want help? DM me today.

June is National Homeowner MonthšŸ” If you’re a home owner who is curious about how to keep your home value up, here are 5...
06/08/2023

June is National Homeowner MonthšŸ” If you’re a home owner who is curious about how to keep your home value up, here are 5 things to focus on
✨The finishes
✨Upgrading to energy-efficient appliances
✨Curb appeal
✨Fresh coat of paint
✨If you’re renovating, it’s best to focus on kitchen and bathrooms

If you’ve been curious about what your home is worth, send me a DM and we can get started getting you a personalized report for free.

Address

2920 N Litchfield Road #100
Goodyear, AZ
85395

Telephone

+16026284542

Website

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