09/21/2026
US Confidence Hits Seven-Mo Low
Lately, I’ve been keeping a close eye on the pulse of US consumer confidence—and there’s a lot beneath the headlines. In Mid-Q3, folks felt a bit more secure about their current situation, as shown by a 7-point climb in the present-conditions index to 121. But looking further out, optimism faded: the expectations index fell about 6 points to 68, a level that’s historically flagged recession risk. Early in the quarter, we also saw 23,000 jobs trimmed and unemployment nudging up to around 4%. That shift came less from layoffs and more because people stepped away from the workforce.
For those thinking about homebuying, confidence has cooled only a touch, and interest in purchasing a home actually continued to grow as Mid-Q3 rolled in. Still, about 61% expect interest rates to keep heading higher, especially with policymakers keeping rates steady and markets not showing much hope for quick relief. If you’re weighing your options in Genesee County or beyond, it helps to have insight from someone who’s navigated these cycles firsthand—from flips and rentals to first-time purchases. I bring real-world perspective to help you move forward, even when the numbers get a little daunting.