09/26/2026
🏡 REAL ESTATE TIP: SELLER CONCESSIONS
What are seller concessions?
Seller concessions are amounts a seller may agree to contribute toward certain buyer closing costs or other permitted expenses as part of a negotiated real estate transaction.
🔑 For Buyers:
Concessions may help with eligible closing costs and other allowable expenses, depending on the loan program, lender requirements, and terms of the transaction.
🏠 For Sellers:
Concessions can be negotiated as part of an offer and may affect the overall terms of the sale.
📌 Keep in mind:
Seller concessions are not automatic. They must be agreed upon by the parties and may be subject to purchase agreement terms, lender guidelines, loan-program limits, and applicable laws.
Every transaction is different. Buyers should discuss financing requirements with their lender, and both buyers and sellers should consult their real estate professional regarding the terms of an offer.
Knowledge helps you make informed real estate decisions.
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