03/24/2026
A little common sense folks:
Do NOT buy a home in 2026 unless you’ve got these three things:
1. An emergency fund covering at least 3 months of expenses. If your monthly expenses are $5,000, you need $15,000 in the bank.
2. A 10% down payment. For a $400,000 home, that means having at least $40,000 saved up.
3. Make sure your mortgage is no more than 25% of your gross income. If you make $10,000 a month, your mortgage payment should be under $2,500.
Play it smart before making a big move!
