Call Me Higher Consulting

10/26/2026

Your house isn't selling as quickly as you hoped. So, should you just rent it out instead? It's a question more homeowners are asking. And the numbers show just how common this backup plan is becoming.

According to Parcl, about 9% of homes currently listed for rent were originally listed for sale.

That's a lot of homeowners becoming landlords when selling didn't go according to plan.

But before you trade your "For Sale" sign for a "For Rent" sign, there's something worth considering.

Being a landlord isn't always the easy passive income opportunity it sounds like.
Landlord insurance typically costs about 25% more than regular homeowners insurance. Property management can eat up around 10% of your rental income.

And that's before unexpected repairs, vacancies, or late-night maintenance calls.
Suddenly, renting might not look quite as simple.

Now, that doesn't mean renting is a bad idea. For some homeowners, it's absolutely the right move.

But if selling is what you really want, don't give up on that plan just yet.
Sometimes, the difference between a house that sits and one that sells comes down to the changing the strategy.

Thinking about renting your house because selling feels harder than expected? Send a message. Let's compare the numbers and figure out which option actually makes the most sense for you.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/26/2026

A transaction deadline is not a memory test.

The exact dates come from the contract, and the Colorado Real Estate Commission’s 2026 materials include an updated Inspection Objection Notice.

The process piece is simple:
• Enter the dates
• Track the milestones
• Record changes
• Follow up
• Keep the current forms organized

This is administrative process support, not legal advice.

If you want help keeping the file side organized: farabeeandfamily.com

Save this for your next under-contract file.

10/25/2026

Newly built homes now cost less than existing ones in about a third of major markets.

And nationally, the gap is pretty big. A newly built home typically sells for about $35,000 less than an existing one.

Prices can look very different from one area to the next, though. So, what neighborhoods do you have your eye on? Let’s tour a new home and an existing one, and see how they compare.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/24/2026

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/23/2026

Today, a growing number of homeowners who set out to sell end up as landlords instead. About 9% of homes for rent were up for sale first. In the industry, we call it “accidental landlords.”

And if you’re watching the market and trying to decide between selling or renting, here’s what you need to know…

While renting out your house can be a great fit for some people, being a landlord is a job of its own. Suddenly, you’re fielding weekend calls about a leaky dishwasher and you’ve got a plumber on speed dial. And you’re still on the hook for the mortgage any month the house sits empty.

That doesn’t mean renting is a bad option, it just means you have to know what you’re getting into. And if you’d rather sell, let’s talk. Because with the right price and a strong marketing plan it is still doable today.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/23/2026

Grand Junction weekend plans, spooky edition. 🎃

Harvest Illuminated runs Oct. 22–24 at the Western Colorado Botanical Gardens, with illuminated gardens and pumpkin carving.

Then Downtown Spooktacular hits Main Street Oct. 24 from 3–5 PM.

Agents, this is exactly the kind of local post people actually save.

✔️ Send it to a family.
✔️ Drop it in Stories.
✔️ Use it as your Friday database touch.

Useful > salesy.

Save this for the weekend.

10/22/2026

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/21/2026

National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you’re thinking about buying or selling, let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

10/20/2026

Are you 1 in 4 million?

If you don't own a home yet, rent is probably the biggest monthly expense you have. And if you're not getting credit for paying it - now you can.

There’s a change rolling out now that lets renters opt in to counting their on-time rental payments toward their credit history. And that could help as many as 4 million more people qualify for a mortgage.

Maybe you’re one of them.

Even if you're not ready to buy a home today, there's no downside to taking simple steps to build your credit profile for the future.

It's time to take credit for bills you already pay. Ask me how.

Call Me Higher Consulting. Call me at (970)462-1124 for any insight, questions or help you may need. We are your trusted go-to Real Estate expert and above all, resource.

10/19/2026

Rural Colorado files have their own personality.

A Mesa County, Montrose or Delta property may bring water rights, well information, irrigation, septic, acreage, or other property-specific details into the transaction.

That does NOT mean the TC gives legal advice.

It means the file gets organized early, dates stay visible, documents stay together, and questions get routed to the right licensed professional.

Less “wait, where is that?”
More “already handled.”

farabeeandfamily.com

Send this to your rural-property agent friend.