Vicki Chandler Dennis

02/14/2025

https://bmacards.com/oC1FY8

I'm wishing you... sweets, love, pizza, friendship. Whatever your [heart] needs. Happy [heart] Day

09/19/2024

FINALLY!!!!
Lower mortgage interest rates! 5 reduction!

Don't wait to buy a home.

You can refinance later when
rates lower by 2 points to reduce your monthly payment.
It has to be worth paying closing costs to refinance and planning to remain in your home for a few years.

Lower rates now may mean higher home prices in the future. Price depends on supply and demand.

TIP!
If you pay one additional mortgage payment applied towards the balance of your loan you might reduce the time from 30 years to around 25 years.

Make sure it's not applied to interest.

TAKE a look at your amortization schedule to pay the next payment not interest!

Ask your lender or view your documents you received at closing. You should have received the amortization schedule.

PLEASE SHARE TO YOUR FRIENDS!

Call Vicki Dennis 970-270-3740 to hire as your buyers agent and Kaycee Keller 970 -712-3306 with Monument Ridge Property Management !

08/20/2024

VOTE..VOTE...VOTE!
Who do you want to run our country?

I want an honest person that believes America is strong and will remain so!

CHOOSE WISELY AND MAKE YOUR VOTE COUNT!

08/17/2024

CHANGES TAKE EFFECT REGARDING COLORADO REAL ESTATE COMPENSATION
AUGUST 17, 2024.

The president and news media cannot get the information correct.
Commission has always been negotiable with Sellers!
ALWAYS!
BUYER agency has always been available as well.

The compensation change will not make it easy for a buyer to purchase a home if they only have funds for the down payment and closing costs for their loan.
The seller will need to pay the compensation or the listing company.

The change now means a buyer may be obligated to pay the Realtors compensation instead of the listing company.

If I listed a house for X with the Seller, my company would choose how much to compensate the buyer's agent or transaction broker.
My company would pay the buyer's real estate company a certain amount of what was negotiated with a seller and the amount to be paid was available in the mls. NO longer.

EXAMPLE:
X% compensation to MRPM that was negotiated with the
seller at the time of listing to be paid at closing.

A X% of the compensation agreed on would be paid at closing to the company working with the buyer.
Paid by MRPM, not the seller.

The seller never paid compensation to the buyer's agent company.

The lawsuit came out of Missouri from a few sellers.
Compensation must not have been explained well to them.

This change will not change home prices as the media has mentioned.

This could be a burden on many buyers trying to come up with more funds to buy a home.
It will burden VA buyers unless the VA changesitsr policy or the seller pays the compensation.
Buyers using a VA loan are not allowed to pay certain closing fees or compensation to a Realtor.
Who wants to work for free?

Sellers need to understand what a buyer is able to pay to a Realtor.

I've been a Realtor for 29 years and first time buyers struggle to purchase a home. They save for a down payment and closing costs for the loan and struggle to come up with that.

The (MLS) Multiple Listing System was set up to offer compensation to the real estate company that has a ready, willing and able buyer to close on the home.
A buyers Realtor knew what they would be paid for bringing a ready willing and able buyer when it was listed in the mls.
No more!

This ruling will make our jobs a bit more difficult but Realtors will use their skills to negotiate great offers.

Compensation is no longer offered in the MLS.

I've always worked as a buyers agent or sellers agent and explained how I am paid through my company or the listing company.

Being a Realtor is a lot of work.
People may think we make too much money.
That is not the case.

I've spent hours with a buyer only to find out they purchased a home through someone else.
No compensation to me.

I've listed a home that had numerous showings and paid thousands of dollars out of my pocket to market it.
The listing expired and the sellers listed with another Realtor at a lower price and it sold within a short period of time.
No compensation to me.

I've also listed a home that had multiple offers the next day.
It depends on the market.
Sellers then question if they listed it too low.
No they didn't, it was priced well.

I make a good living but I've worked hard to earn it.
My clients have appreciated what I've done for them over the years and I'm fair and I care about them. I've earned some great friends along the way as well. I appreciate all my clients.

I received feedback from a seller that was a shock to me.
I didn't show their home since I didn't have a buyer.
They thought I was too busy working with other clients.
Why wouldn't I show their home if I had a buyer?

I held 2 open houses and it closed within 2 months.
I may not have a buyer to purchase your home but I market it to sell.

I was shocked by the feedback, I thought they were satisfied. I negotiated a good price so they could move out of state in a timely manner.

As a listing agent "I may never show your home". I explain that to every seller.

I market my listings on numerous websites and directly through the MLS to 800+ Realtors in Mesa County as well as other areas. Another Realtor is working for a buyer that may want your home.

I have sold 2 of my listings to a buyer in 29 years. Buyers are typically working with a Realtor and want to be represented.

Make sure you are represented.
Is your a Buyers Agent or a Transaction Broker?
Do you know the difference?

With the new ruling Buyers must sign the
EXCLUSIVE RIGHT-TO-BUY LISTING CONTRACT
prior to viewing a home.

If you have questions please call me if you are selling or buying or just want to ask questions. 970-270-3640
[email protected]

08/16/2024

COLORADO REAL ESTATE COMPENSATION.....AUGUST 17, 2024.

The news cannot get it right about Realtor compensation.

Commission has always been negotiable with Sellers!
ALWAYS!
BUYER agency has always been available as well.

The compensation change will not make it easy for a buyer to purchase a home if they only have funds for the down payment and closing costs for their loan.
The seller will need to may the compensation.

The change now means a buyer may be obligated to pay the Realtors compensation instead of the listing company.

If I listed a house for X with the Seller, my company would choose how much to compensate the buyers agent or transaction broker. My company would pay the Realtor half of what was negotiated with a seller.

EXAMPLE ONLY:
X compensation to MRPM
Half of X% paid to the company selling the home paid by MRPM, not the seller.

It was never paid by the seller even though it may have been explained that way.

The lawsuit came out of Missouri from some sellers.
I do not know compensation was explained to the sellers.

This will not change home prices.

This could be a burden on buyers, especially VA buyers. VA buyers are not allowed to pay compensation.
Who wants to work for free?

Sellers will need to understand what a buyer is able to pay to a Realtor.

I've been a Realtor for 29 years and first time buyers struggle to purchase a home. They save for a down payment and closing costs for the loan many times.

The (MLS) Multiple Listing System was set up to offer compensation to the real estate company that has a ready, willing and able buyer to close on the home.

A Realtor knew what they would be paid for bringing the buyer.

I've always worked as a buyers agent or sellers agent and explained how I am paid through my company or the listing company.

This change will not make negotiating an offer for a buyer easier.

Being a Realtor is a lot of work. People may think make too much money.

I've spent hours with a buyer only to find out they purchased a home through someone else.

I've listed a home that had numerous showings and paid thousands of dollars out of my pocket to market it.
The listing expired and the sellers listed with another Realtor at a lower price and it sold within a short period of time.

A lot of work and no compensation. I can make a good living but I work hard to earn it.

My clients have appreciated what I've done for them over the years and I'm fair and I care about them.

I had feedback from a seller that I didn't show their home to sell it.
I held 2 open houses and it closed within 2 months.
I may not have a buyer to purchase your home but I market it to sell it. I was shocked by the feedback, I thought they were satisfied. Negotiated a good price so they could move in a timely manner.

As a listing agent "I may never show your home".

I market my listings to 800+ Realtors in Mesa County as well as other areas that are working with buyers.

If you have questions please call me if you are selling or buying or just want to ask questions. 970-270-3640
[email protected]

08/09/2024

Are you ready to purchase a home?
Do you know that most listing agents represent the Seller?

HIRE A BUYERS AGENT - You need to know what a Realtor will offer you in knowledge and the upcoming changes to help you make the right decision when you purchase a home?
Do you have a down payment? Do you have funds for closing costs? Do you have a home to sell?
There are so many questions that need to be answered.

As a Certified Negotiation Expert I have the expertise and knowledge.
I've been licensed since 1995. I will help guide you through the journey of your home purchase.

It's your choice to hire a REALTOR to represent you and not the seller!

Give me a call today 970-270-3640 so we can consult on your needs.
Vicki Dennis - Monument Ridge Property Management - FULL SERVICE REAL ESTATE!
[email protected] www.VickiDennisRealtor.com

06/17/2024

SHORT TERM RENTAL NEEDED.
We don't have short term rentals.
I offered to post this for Linda.
Call her if you have any thing to fit their needs.
Up to $600 a month, 2 bedroom, 1 bath, no pets.
2 ladies from Nucla.
August through October. 970-274-0830
She is not a client of mine. Please call her directly if you can accommodate their needs, leave a message.
It's difficult at that price point. They do not have a computer.
Thank you!

06/16/2024

Wishing ALL Dads!
A wonderful Father's Day. My day passed away in 1994 prior to obtaining my Real Estate License. I think of him every day and the love he shared. He wasn't a hugger and would be very stoic if you tried to hug him. I hugged him anyway and I miss talking to him on the phone about the KC Chiefs and the Broncos. We finally had football in common, of all things. He definitely loved the KC Chiefs!

https://cards.ag.com/gs3Wo5
Happy Heavenly Father's Day Daddy!

Pick Between 3 Fun Songs to Send Some Puppy Love to Your Favorite Papas! Add a name, and choose between

06/09/2024

I need a referral for a Reverse Mortgage local lender for some friends. Val retired.
Thanks!

06/04/2024

NAR Settlement - Realtor Compensation has always been negotiable.
The new changes go into effect regarding the MLS and how Realtors
can no longer offer compensation to other Realtors in the MLS.
Watch the video to understand how the change may effect buyers and sellers.

Beginning August 17, 2024, offers of cooperative compensation will not be allowed in an MLS listing. Find out how new rules affect offers of compensation and how offers may be communicated, and be prepared for the practice changes.