Sean Larson - Cody & Co.

05/12/2025

01/09/2025

Check out this townhome in Byron Center with a new price. Let me know if you know of anyone looking!

09/10/2024

Check out my first actual "flip"!!! Everything I've bought previously was always held for some time. I couldn't have done this without my partners Frank, Zach, Jacob and Obsidian! We already have multiple showings in the first few hours live. If you know anyone looking for a nice place in a good neighborhood in Muskegon please reach out!

Welcome to this beautifully updated 2-bedroom, 1.5-bathroom home. With a brand-new roof, furnace, and water heater, it is ready for its new owner. Inside, enjoy fresh paint, new flooring, new appliances, updated kitchen and bath along with a non-conforming bonus room in the basement. This large 2 be...

08/01/2024

04/23/2024

Property Story
"Fontenelle"

It's been a while since I posted a property story! This one is about the primary home I lived in for about 3 years. I offered on this one on a dark, rainy night back in October of 2020 after walking it for about 10 min. I knew it had a decent spread immediately as well as after renovations. I also liked it because, although it was definitely "grandma's house", it would easily attain conventional financing.

However, to help my offer get accepted and at a lower amount in a tough market, I purchased this with private money for 185k. The sellers received higher offers but accepted mine because it was a cash offer and waived inspections- having my builders license allows me to examine a property and feel pretty confident about what I find.

As soon as I closed I started the loan process to pay back the private money. In between purchasing with cash and getting it appraised I had friends and myself remove wallpaper and paint as much of it as I could to help with general cosmetics. Every bit can help with an appraisal. However, I did NOT want to gut anything just yet, remove carpet/expose subfloor etc. because it needed to appraise for the conventional loan so I just did what I could to help in general before the appraisal. About a week after purchasing, it appraised for 225k! This meant I could pay back my points and interest to my private lender AND get a conventional loan at 90/95 LTV (I can't remember) with zero dollars out of my pocket...well besides paint I guess! My plan was already working...

Then, over the next few years I remodeled it from top to bottom, finished an unfinished basement, added two legal bedrooms and an additional bath and listed it. It's hard to say what renovations cost because it was over such a long time but I estimate it cost me about 28-32k with me doing almost all of the work myself. I can say that the materials, excavation equipment rentals and electrical (hired a professional) for the basement alone were about 12k.

The best part? When you live in a home as your primary for 2 out of the last 5 years, uncle Sam doesn't tax you on it!

The numbers:
Purchase price: $185,000, 2020
Investment type: Owner occupant, single family home
Sales Price: $340,000, 2023
Net: $146,000, TAX FREE

(You can call it 146k or take away what I paid for my mortgage and renos and call it 80k but you have to live somewhere! Those kind of points are hard to quantify but 80k and free living for 3 years sounds pretty good too :)

Let me know if you have any questions and if I can help you do this too!

02/07/2024

I'd like to give a shout out to Chris Alicki and West Michigan Mortgage for a great presentation on marketing today! Chris and I are ready to help you buy in West Michigan!

02/06/2024

Sean has the skill and the experience!👏🏼 Contact Cody & Co today!

📲 616 930 3148
📧 [email protected]

Full review below⬇️
Sean has navigated me through 2 of the best financial decisions I’ve made - house hacking back to back duplexes that now pay the mortgage on my SFH (and then some depending on the month). His humbly successful investment property portfolio and expertise in the skilled trades, combined with his natural curiosity, creative problem solving skills, and real world experience make Sean an invaluable asset to have in your corner whether looking to buy a SFH or invest in rental properties that create passive income.

His knowledge of unconventional financing options, ability to spot often overlooked red flags during walk throughs while providing “ball park” estimates for repairs/updates being considered, and not being afraid to ask sellers the difficult questions or propose out of the box concessions will keep more money in your pocket at closing, provide a clearer picture of your overall financial position when deciding to make an offer, and provide peace of mind that you’re making the the right financial decision for your future.

01/26/2024

Here she is! New everything! Finished basement. 3 yr roof, 1.5 yr a.c. heated tile floors and new flooring throughout to name a few! This is my favorite neighborhood out of all the places I've lived. Super quiet, awesome neighbors and no city feel even though it's just minutes from downtown.

Thanks to Charlie for finding it for me in 2020, Holli for living through construction and helping physically a lot-especially outside and to all the random help I got here and there. Also a shout out to JW Home Staging & Design for the amazing staging!

01/25/2024

Coming soon!

01/12/2024

15k in the stock market with a 60% gain makes you 9k. The same amount down on 150k property makes you 90k when it appraises for 242k like one of mine did today. Purchased 3 years ago.

Why do I have to convince people to get into real estate again? 🤔