MiMutual powered by Supreme Lending

09/29/2026

Taking steps to strengthen your credit today may help expand your home financing options in the future. 📋

Let's build your game plan together.

Reach out today to start the conversation. 📲

Loan program eligibility, credit approval, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/24/2026

Fewer buyers may be house hunting this time of year, which can create more opportunities depending on your local market. 🏈

It's your home field advantage. Let's talk about your homebuying strategy.

Contact us today to get started. 📲

Loan program eligibility, credit approval, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/22/2026

Fall in love with your dream home this season!

The leaves are changing, and maybe it's time for a change of scenery for you too! 🍁

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/17/2026

A redesigned appraisal report is coming.

Beginning November 2, 2026, applicable appraisal reports submitted to Fannie Mae and Freddie Mac must use UAD 3.6 and the new Uniform Residential Appraisal Report.

The new format captures property, transaction, and market information in a more detailed and standardized way. It does not change the fundamental process used to develop an opinion of market value—but complete information will be more important than ever.

Real estate professionals can help prepare by providing:

• The complete contract and applicable addenda

• Full details about concessions, credits, and incentives

• Accurate renovation and property information

• Timely access to the property

• Applicable HOA or condominium documentation

Have questions about what these changes could mean for your next transaction? Reach out to learn more. 📲

UAD 3.6 requirements apply to applicable appraisal reports submitted to Fannie Mae and Freddie Mac. Requirements may vary by loan program, lender, property, and transaction. Information is for general educational purposes and is subject to change.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/15/2026

Agents, this is one worth knowing about. 📣

Freddie Mac has updated its asset depletion guidelines, which may create new qualifying opportunities for clients who have significant assets but whose traditional income doesn't tell the full story.

A few of the key changes:

✔️ Qualifying income is now calculated using 180 months instead of 240 months, which may increase qualifying income for eligible borrowers.
✔️ No borrower age restriction for eligible depository accounts and securities.
✔️ Available for eligible primary, second home, and investment property purchases, as well as qualifying no cash-out refinances.
✔️ Minimum net eligible assets of $30,000.
✔️ Asset seasoning and source documentation requirements still apply.

Here's where we come in: if you have a client with substantial assets who doesn't fit neatly into the traditional income box, don't count them out. Send them our way and we'll take a closer look at their financial picture to see what financing options may be available.

Sometimes the right loan strategy can turn a "maybe" into a path forward.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/11/2026

Today, we remember and reflect.

Honoring those affected by the events of 9/11, we stand united in tribute and resilience.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/07/2026

Happy Labor Day! 🔨

Today, we honor the hard work and achievements of workers everywhere. Enjoy a well-deserved break with family and friends.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/03/2026

Found a condo you love? Let's make sure the financing keeps pace. ✅

Recent updates to Fannie Mae's condo guidelines may affect financing eligibility for some condominium communities. Getting the project reviewed early can help identify potential requirements before you're too far into the homebuying process.

If you're thinking about purchasing a condo, we'd be happy to walk you through your options, answer your questions, and help you navigate the process with confidence. 📋

Loan approval is subject to borrower eligibility and applicable program guidelines. This is not a commitment to lend.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

09/01/2026

Great loan planning isn’t just about the interest rate.. it’s about the full picture.

Michigan buyers may be eligible to combine:

🏡 MSHDA Down Payment Assistance (lower upfront cash)
💰 Mortgage Credit Certificate (potential tax savings)

Together, these programs may make homeownership more achievable now and more affordable over time.

Our teams job is to help you understand every option available, not just the obvious ones.

📩 Ready to explore your Michigan home loan options?

Program eligibility, terms, and conditions apply. Not all borrowers will qualify. Loan rates, terms, and program availability are subject to change and may vary based on borrower qualifications, property type, and location. This is not a commitment to lend.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

08/27/2026

As your family grows, your housing needs often change too.

If you've been wondering whether a larger home could fit your budget, I'd be happy to help you review your financing options and discuss what may be available based on your situation.

Let's explore your options together. Reach out to one of our experienced Loan Officers today and let's see what may be possible for your next chapter. 👶

Loan program eligibility, credit approval, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

05/24/2024

We are thrilled to announce that Paul Duane has been promoted to Producing Branch Manager of our Grapevine, TX branch! Paul's dedication, expertise, and commitment to excellence have been instrumental in our success, and we couldn't be prouder to see him step into this new role.

Join us in congratulating Paul on this well-deserved promotion!

02/01/2023

Hope everyone is staying warm and safe….but looking forward to seeing you next week at the Fort Worth Mortgage Bankers Association luncheon!

Early Bird Registration ends this Thursday. We look forward to seeing you on Wednesday, Feb 8.

Member Link:
https://fortworthmba.org/luncheon/fwmba-luncheon-registration-me/

Non-member Link:
https://fortworthmba.org/luncheon/fwmba-luncheon-nme/

01/05/2023

🎉 Congratulations to Mortgage with Paul - Paul Duane NMLS #330193 for being nominated as one of this year’s Grapevine Chamber of Commerce Rising Stars ⭐️!

Congratulations to all of the nominees for this year's Grapevine Community Awards! Come celebrate with us on January 26th at Hilton DFW Lakes Executive Conference Center . Use this link to register: bit.ly/GVawards

08/04/2022

At MiMutual Mortgage we understand the personal nature of the mortgage business. We are constantly reminding ourselves about the strong impact we have on the lives of our clients. That's why we are known as MiMutual - the name itself speaks to the personal connection we believe in.

05/02/2022

Welcome Eric!!!!

May is Military Appreciation Month and what better way to kick it off than to welcome Navy Veteran, Eric Brown, to our Grapevine, TX Branch! Learn more about Eric's background below. Welcome, Eric!

"Helping people, especially in difficult or confusing situations, is my passion in life. Before joining the MiMutual team, I served as a paramedic and first responder in DFW for over 12 years. As you can imagine, I have had to help people and their families through some stressful times in life. I take pride in my ability to provide excellent customer care in both a professional, but down-to-earth manner.

Prior to my paramedic career, I served our country for 4 years in the United States Navy as a Crash and Salvage Fire and Rescue crew member on board the USS Nimitz.

Born and raised in Grapevine Texas, I love that I am able to plant roots with my family in the town I have always called "home." In my free time, I spend my days on the lake, listening to live music, and finding local fare favorites with my wife, Lara, and 2 children, Haven and Cully.”

04/17/2022

Happy Easter!! He is Risen, Alleluia!

03/16/2022

Great job team!!!!
Mortgage with Paul - Paul Duane NMLS #330193

Our Grapevine, Texas Branch continues to exceed customer service expectations!

03/11/2022

Don't forget to spring forward this weekend!
MiMutual Mortgage
Sean McGaughey - The McGaughey Team
Mortgage with Paul - Paul Duane NMLS #330193
Brooke Benson - Mortgage Loan Officer NMLS 409893

02/28/2022

Immediate Past Chair Paul Duane and Past Chair Sean McGaughey were both founding members of the Grapevine Young Professionals (formerly known as AMP’T). Check out this article for more info on a great way to get involved in our community!
Grapevine Chamber of Commerce

Business in Grapevine, Texas, is thriving; so it should come as no surprise that Grapevine Young Professionals is, too. This Chamber of Commerce group is made up of members aged 21–39 who are focused on networking, professional development, and bettering the Grapevine community.