Pierre 'Tony' Peres -Real Estate Agent- Dascoulias Realty Group

09/28/2026

Stop waiting for the “perfect” mortgage rate.

I hear it all the time:

“I’m going to wait until interest rates come back down.”

I understand why. A higher interest rate means a higher payment, and that affects how much home you can comfortably afford.

But there’s another side of the equation that often gets overlooked: waiting has a cost, too.

Look at the mortgage rates in this graphic. Rates have moved up and down dramatically over the years. Then 2020 happened, and buyers saw mortgage rates around 3%.

That was extraordinary. It was not normal.

For some buyers, those ultra-low rates became the number they now use to decide whether today’s rates are “good” or “bad.” The problem is that while you’re waiting for a particular rate, life—and the housing market—keeps moving.

Here’s the simple way I explain it:

When you rent, you make a housing payment.
When you own, you make a housing payment AND gradually pay down something you own.

Every mortgage payment can reduce some of the principal you owe. Over time, if the home’s value increases, that can build additional equity as well.

That’s wealth being built inside an asset you own.

Now, you’ve probably heard the saying:

“Marry the house. Date the rate.”

It’s a catchy phrase, but here’s what it actually means.

You need to buy the right house at a payment you can comfortably afford TODAY. Don’t buy a house you can’t afford because someone tells you that you’ll simply refinance later.

But if rates eventually fall enough to make refinancing worthwhile, you may have the opportunity to replace that mortgage with one carrying a lower rate and payment.

If rates don’t fall? You still bought a home at a payment you already knew you could afford.

And that’s the part that matters.

I’m not suggesting everyone should run out and buy a house tomorrow. Sometimes waiting is absolutely the right financial decision.

But if you’re financially ready to buy, don’t automatically put your life on hold waiting for another 2020.

The better question isn’t:

“Is this the perfect interest rate?”

It’s:

“Can I comfortably afford the right home at today’s rate, and does buying make sense for my life and long-term plans?”

That’s a much better conversation.

Pierre “Tony” Peres, REALTOR®
The Beard Sellz
Dascoulias Realty Group
Serving Central Montana and Beyond

Dascoulias Realty Group

09/21/2026

Great Falls, here’s your market snapshot for September 21! 🏡

▪️ 169 active listings
▪️ 55 average days on market
▪️ $350,000 median residential sale price

What does that mean for you?

Sellers: Plan for the possibility of several weeks on the market. Pricing against your current competition, strong photos, and a well-prepared home all matter from day one.

Buyers: There are options to compare. Look closely at condition, price, and how long each property has been listed when deciding what to offer.

That $350,000 median is a market midpoint—not a price tag for every home. Your neighborhood, condition, and recent comparable sales tell a more specific story.

Thinking about making a move? Let’s talk about where you fit in these numbers.

Tony Peres | REALTOR®
Dascoulias Realty Group
thebeardsellz.com

Dascoulias Realty Group

Market figures: Great Falls Association of REALTORS®, 9/21/2026.

09/16/2026

Hey folks... Here is a business opportunity to consider! https://www.facebook.com/share/p/1F1Bv5VKLj/

09/13/2026

Back on the market at no fault of the sellers in Great Falls’ Upper East End: 609 Alice Drive offers 5 bedrooms, 3 bathrooms and 3,075 sq ft for $454,000! Take a tour through classic brick charm, a beautifully remodeled bathroom with a soaker tub, walk-in shower and gold finishes, and a backyard shaded by mature trees. Visit thebeardsellz.com for more information and more homes for sale!


Dascoulias Realty Group

09/11/2026

“Someone you want in your corner.”

Of all the kind words in this review, those are the ones that mean the most to me.
To my client: thank you for trusting me to help sell your home and find the right place for your next chapter. Having your confidence through both moves was a privilege, and taking the time to share these words means more than you know. Congratulations on your sale and your new home! Here’s to settling in, making memories, and enjoying everything ahead.

Buying or selling is a big decision. You deserve someone who listens, gives you honest advice—even when it’s not the easy answer—and keeps you informed along the way. That’s the kind of agent I work to be, every single time.
And Montana is a big state. The right opportunity isn’t always right down the road, and I’m not afraid to put in the miles to help my clients pursue it.
Thinking about buying, selling, or finding a little more room to roam? You don’t need to have it all figured out before reaching out. Send me a message, tell me what you’re considering, and let’s talk about your next move.

Pierre “Tony” Peres
Dascoulias Realty Group
Serving Central Montana and Beyond.


Dascoulias Realty Group

09/10/2026

It was an honor to be asked to step in the ring and take on the role of the voice of this great program. There has been so much growth and momentum. Well done to all! And thank you for trusting me with this.

Introducing our new ring announcer and voice of Bushido Fight Series Tony Peres !!