Vernice Real Estate Agent

07/12/2026

What To Expect from the Housing Market in the Second Half of 2026

The second half of the year probably won't be perfect. But it could be better.
Mortgage rates may ease. Home sales could pick up. And prices are expected to continue rising at a healthier, more sustainable pace. If you've been waiting for signs of progress, this is it.
If you want to understand what these forecasts mean for your plans and what’s happening in our local market, let’s connect.

If the first half of this year has left you feeling stuck, you're not the only one.

07/11/2026

Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans don't have to be the thing standing between you and owning a home. If you've been putting off your homebuying plans because of that debt, talk to a lender about your options. It may not be the barrier you think it is.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

07/10/2026

This may come as a surprise, but first-time buyers are making a bit of a comeback.

Data shows first-time buyers made up 35% of everyone buying a home in May – their highest share of the market since 2020.

That’s up from just 30% a year ago. And if you’re wondering how that’s possible when affordability is so tight right now, it comes down to this: more choices.

With more homes for sale, buyers have more opportunity to find a home that works for their budget.

So, if you’re trying to buy your first place, don't count yourself out too soon. It may feel tough, but DM me and let's see what's possible.

Your peers are doing it, so maybe there’s a way for you to make it happen too.

07/09/2026

Buying or selling a home is a big financial decision, especially when costs are high. But if the timing's right for you, here's a reason to feel good about your move.

Every home sale sends real money into your local economy. An existing home adds more than $64,000. A newly built one? Over $134,000.

So, not only is your move a major milestone for you, but it also gives a boost to your community as a whole.

Because behind every sale, there’s a whole network of people doing their jobs – contractors, lenders, inspectors, movers, and more. And your move helps with their livelihoods.

DM me to find out what a move would mean for our area.

07/08/2026

If your student loans have you wondering whether buying a home is even possible, keep reading.

33% of first-time homebuyers have student loan debt. That's roughly a third. And if they're making it happen, maybe you can too. Here’s why.

Lenders look at your whole financial picture – your income, your credit, your overall debt – not just your loans. So, if your finances are in decent shape, you might be a lot closer to owning than you think.

Don't count yourself out before you even try. Connect with a lender and talk about your options.

07/08/2026

The Market Is Opening Up a Bit for First-Time Buyers

Think first-time buyers are getting shut out of the market? Think again. They just made up 35% of all buyers – the highest share of the market since 2020. And that’s up from just 30% a year ago. As more homes hit the market, more first-timers are finding their way in. So don’t give up. Let’s connect to see if buying is possible for you too.

07/07/2026

What Buying or Selling a Home Gives Back to Your Community

Moving is both a personal milestone and an investment in your community. So, if the time is right for you, let's connect. You'll make a difference for more people than you know.

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

07/05/2026

The 1 Factor That Explains Everything Happening with Home Prices Right Now

When it comes to prices, where you are matters more than ever right now, and a local real estate agent is the best person to help you make sense of it.

Reach out today and let's build a plan that fits our market.

You've probably heard that home prices are cooling off.

07/04/2026

The Housing Market Is Stronger Than You Think

This market isn't broken, and waiting for a crash that isn't coming has a cost. Every month spent on the sidelines is a month someone else is building equity, locking in a price, or getting ahead of what most experts expect to be a housing surge once broader economic conditions settle.

Whether you're thinking about buying or selling, a local real estate agent can help you figure out what this market means for your specific situation and what your next move could look like.

You've probably heard plenty of doom and gloom about the housing market lately.

07/03/2026

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.