Loan Officer Monique Shonta

Loan Officer Monique Shonta Loan officer with Edge Home Finance. Currently servicing SC and GA.

11/11/2025

These Three Things are NOT Helping You Get Approved for a Mortgage ✋🏾
🛑Using Credit Karma to check your Credit score
✍🏾Disputing multiple accounts
🗣️Saving Mattress Money

10/28/2025

💰 What’s Really in Your Mortgage Payment? 🏡
Your payment isn’t just the loan! Here’s the breakdown 👇
P – Principal: 💸 Pays down your loan balance
I – Interest: 💰 Cost of borrowing
T – Taxes: 🏦 Property taxes (often escrowed)
I – Insurance: 🛡️ Protects your home + lender
Together = PITI 💡
So next time you hit “pay,” you’ll know exactly where it’s all going! 🙌
➡️ Want me to break down what your payment would look like? Drop a 🏠 below or DM me!

Red Tag Deal 🗣️🗣️ 26k Price Drop‼️ Master Bedroom Downstairs ✅ Over 3,000 Squar...
10/23/2025

Red Tag Deal 🗣️🗣️
26k Price Drop‼️

Master Bedroom Downstairs ✅
Over 3,000 Square Feet ✅
Built-In Firepit ✅

10/22/2025

Speak with a mortgage lender before you sign another lease!
Check comments ⬇️

🏡 MARKET TIP: As we head into the fall and winter months, home sales naturally start to slow down — but that’s actually ...
10/21/2025

🏡 MARKET TIP: As we head into the fall and winter months, home sales naturally start to slow down — but that’s actually great news for buyers! 🍁❄️

When the market cools, builders and sellers often roll out special incentives and price reductions to keep things moving. Right now, this new construction community is offering Red Tag Deals you don’t want to miss! 🔴💰

If you’ve been waiting for the perfect time to buy, this might be it — less competition, more negotiation power, and amazing builder perks.

📲 Send me a message today and let’s go find your deal before the new year rush!



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🎒📚 Back-to-School Giveaway! 📚🎒It’s that time of year again—and I’m excited to give back in a small but meaningful way! 💛...
07/23/2025

🎒📚 Back-to-School Giveaway! 📚🎒
It’s that time of year again—and I’m excited to give back in a small but meaningful way! 💛

I know how quickly school expenses can add up, and I want to help lighten the load for a few families.

✨ I’m giving away FIVE $100 gift cards to help with back-to-school needs—whether it’s supplies, clothes, or anything in between!

To enter the raffle:
✅ Like and Follow my business page 👉 Loan Officer Monique Shonta

This is just a small token of appreciation for the amazing parents, grandparents, and guardians doing everything they can for their kids. 💪💕

Winners will be announced at Anderson Mall on August 1st at back to school fair!

✨💫 Client Review 🏡
07/17/2025

✨💫 Client Review 🏡

07/02/2025

You won’t get approved for a Home Loan if you are using 100% of your income to live!
Reduce monthly YOUR DEBT/Expenses!!🔥🔥

🎉 June was a WIN! 🎉Wrapped up the month with 2 closings and got 1 listing under contract—feeling grateful for the trust ...
07/01/2025

🎉 June was a WIN! 🎉
Wrapped up the month with 2 closings and got 1 listing under contract—feeling grateful for the trust my clients place in me as both their Loan Officer and Realtor. 🙌🏡

Now, it’s on to JULY GOALS 💥
My mission this month: Help 2 buyers purchase a home with as little as 1% down!

📊 Here’s what that could look like:
➡️ Purchase Price: $300,000
➡️ 1% Down Payment: $3,000
➡️ Potential lender-paid assistance to help with closing costs
✅ You do not need to have 20% down to buy a home!

If you’ve been on the fence, this is your sign. Let’s see what’s possible together. 💬

📲 Message me today if you’re ready to take that first step toward homeownership — I’ll guide you through the loan process AND help you find your perfect home. Let’s make July your move-in month! 🏠🔑

’sGetYouHome

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🎯 When the Builder’s Lender Says “NO”… I Say, “Let’s Make It Happen!” 🏡💪TWO home loans this month that the onsite builde...
06/17/2025

🎯 When the Builder’s Lender Says “NO”… I Say, “Let’s Make It Happen!” 🏡💪

TWO home loans this month that the onsite builder’s lender couldn’t! 🙌

Here’s the truth most people don’t know:
👉 Not all lenders are created equal.
Each lender has different guidelines, overlays, and flexibility—so a “no” from one doesn’t mean you’re out of options.

If you’ve been turned down or told you don’t qualify, don’t give up. Let’s take a second look. I’m here to help you explore real solutions with the right strategy, not cookie-cutter answers.

📲 Message me or comment below – your dream home might still be within reach!



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Dreaming of owning your own home? 🏡June is National Homeownership Month—there’s no better time to start preparing for th...
06/10/2025

Dreaming of owning your own home? 🏡

June is National Homeownership Month—there’s no better time to start preparing for that big step. Whether you're just starting to explore or already deep in the process, these simple steps can help guide you home:

✅ Assess Your Financial Situation

Knowing where you stand sets the stage for confident decisions.

✅ Create a Budget & Savings Plan

Set smart, achievable goals that work for you now—and later.

✅ Check Your Credit Report

A strong credit score can unlock better financing options.

✅ Research Mortgage Options

There’s no one-size-fits-all—find the loan that’s right for you.

✅ Get Pre-Approved

This shows sellers you're ready and serious.

✅ Attend Open Houses & Tours

See what’s out there and start picturing your perfect place!

It’s never too early to take the first step. I’m here to help when you’re ready!

📞 803.768.5524

📧 [email protected]

Address

Greenville, SC
29607

Website

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