Melissa Hill Keller Williams Realtor Greenville, NC

Melissa Hill Keller Williams Realtor Greenville, NC An Informative Guide to Homeownership Please take a moment to read the following policy to learn how we handle your personal information.

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๐Ÿก **Greenville Market Check: More Choices, Longer Timelines**The latest housing data suggests the Greenville-area market...
07/11/2026

๐Ÿก **Greenville Market Check: More Choices, Longer Timelines**

The latest housing data suggests the Greenville-area market is giving buyers more time and more options.

In ZIP code 27858, homes took a median **48 days to sell** during the three months ending May 2026, compared with **29 days** one year earlier.

Across Pitt County, the number of active listings reached **1,183 in June**, an increase of approximately **10% year over year**.

What could this mean locally?

For buyers, a larger selection may create more opportunities to compare homes and negotiate based on the individual property. For sellers, pricing, condition, and presentation may matter even more when homes are competing for attention.

When youโ€™re planning a move, which market indicator do you find most useful?

๐Ÿ“Š Days on market
๐Ÿ  Number of available homes
๐Ÿ’ฐ Recent sale prices
๐Ÿ“‰ Price reductions
๐Ÿ”‘ Something else?

*Sources: Redfin, data through May 2026; Realtor.com, June 2026.*

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐ž๐ž๐ง ๐ฐ๐š๐ญ๐œ๐ก๐ข๐ง๐  ๐ญ๐ก๐ข๐ฌ ๐ก๐จ๐ฆ๐žโ€ฆ ๐ง๐จ๐ฐ ๐ข๐ฌ ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž.๐๐„๐– ๐๐‘๐ˆ๐‚๐„ โ€“ ๐„๐ฑ๐œ๐ž๐ฉ๐ญ๐ข๐จ๐ง๐š๐ฅ ๐•๐š๐ฅ๐ฎ๐ž Acreage โœ… 4.5 acre lot Flex space โœ… Pri...
04/30/2026

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐ž๐ž๐ง ๐ฐ๐š๐ญ๐œ๐ก๐ข๐ง๐  ๐ญ๐ก๐ข๐ฌ ๐ก๐จ๐ฆ๐žโ€ฆ ๐ง๐จ๐ฐ ๐ข๐ฌ ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž.
๐๐„๐– ๐๐‘๐ˆ๐‚๐„ โ€“ ๐„๐ฑ๐œ๐ž๐ฉ๐ญ๐ข๐จ๐ง๐š๐ฅ ๐•๐š๐ฅ๐ฎ๐ž
Acreage โœ… 4.5 acre lot
Flex space โœ… Private flex space perfect for guests, home office, or extended family
Lifestyle โœ… Peaceful

Moving to North Carolina โ€” this is the kind of property you move South for.๐Ÿ“ 2209 Pocosin Rd, Ayden, NC๐ŸŒณ Private setting...
03/03/2026

Moving to North Carolina โ€” this is the kind of property you move South for.

๐Ÿ“ 2209 Pocosin Rd, Ayden, NC
๐ŸŒณ Private setting
๐Ÿก 3,200+ sq ft main home
โœจ PLUS a spacious detached accessory dwelling with finished living space

The main home offers over 3,200 sq ft of heated living area with generous rooms and wrap-around porch charm.

In addition, the property features a separate accessory structure with its own kitchen, bath, and living areas โ€” ideal for:

โœ” Multi-generational living
โœ” Guest space
โœ” Private office or studio
โœ” Relocation flexibility

Plenty of room. Privacy. Flexibility.

This is not something you find in most states at this value.

๐Ÿ“ฉ Message me for floor plans, virtual tour & relocation guide to Eastern NC.

โ€œDetached accessory dwelling with finished living space. Not included in heated square footage. Buyer to verify permitted uses.โ€
โ€”
Melissa Hill
Keller Williams Points East
1708 E. Arlington Blvd,
Greenville, NC 27858
๐Ÿ“ฒ 252-258-2887

A mortgage loan is a loan from a lender (usually a bank, credit union, or mortgage company) that helps you buy a home. H...
10/05/2025

A mortgage loan is a loan from a lender (usually a bank, credit union, or mortgage company) that helps you buy a home. Hereโ€™s how it works, step by step:

๐Ÿก 1. You Apply for a Loan
You apply for a mortgage through a lender. Theyโ€™ll ask for:

Your income and employment history

Your credit score and debts

Your assets (bank accounts, savings, etc.)

They use this info to determine how much you can borrow and at what interest rate.

๐Ÿ“„ 2. The Lender Approves You (Pre-Approval or Full Approval)
Once approved, youโ€™ll get a loan estimate that shows:

Loan amount

Interest rate

Estimated monthly payment

Closing costs

This approval helps you know your buying power and shows sellers youโ€™re serious.

๐Ÿ’ต 3. The Loan Covers Most of the Homeโ€™s Price
You make a down payment (usually 3%โ€“20%)

The lender pays the rest to the seller at closing

You agree to repay the loan over time (typically 15โ€“30 years)

๐Ÿ’ฐ 4. You Make Monthly Payments
Your monthly mortgage payment typically includes:

Principal โ€“ the amount you borrowed

Interest โ€“ the cost of borrowing the money

Taxes โ€“ property taxes (usually escrowed)

Insurance โ€“ homeowners insurance (and possibly mortgage insurance)

This is often referred to as PITI.

๐Ÿ”’ 5. The Home Is Collateral
Until your loan is paid off, the lender has a legal claim on the home. If you miss payments, the lender can foreclose and take the property.

ONE OF THE BIGGEST DECISIONS YOU'LL MAKE IN THIS LIFETIME... RIGHT UP THERE WITH GETTING MARRIED AND HAVING KIDS IS.. TO...
09/19/2025

ONE OF THE BIGGEST DECISIONS YOU'LL MAKE IN THIS LIFETIME... RIGHT UP THERE WITH GETTING MARRIED AND HAVING KIDS IS.. TO BUY OR NOT TO BUY A HOME HERE A FEW THINGS EVERY HOMEBUYER SHOULD CONSIDER BEFORE STARTING THE PROCESS... ๐‡๐จ๐ฆ๐ž ๐๐ฎ๐ฒ๐ž๐ซ ๐‚๐ก๐ž๐œ๐ค๐ฅ๐ข๐ฌ๐ญ

โœ… 1. Financial Preparation
Get pre-approved for a mortgage

Set a realistic budget (including down payment, closing costs, taxes, insurance, maintenance)

Check credit score and address any issues

Save for earnest money and moving expenses

Determine your must-haves vs. nice-to-haves

โœ… 2. Choose the Right Team
Hire a trusted real estate agent (like you!)

Research mortgage lenders and compare rates

Find a reputable real estate attorney (if needed in your state)

Line up a home inspector

โœ… 3. House Hunting
Decide on preferred locations/neighborhoods

Research school districts, commute times, and amenities

Attend open houses or schedule private showings

Take notes and photos during visits

Consider resale value and neighborhood trends

โœ… 4. Making an Offer
Compare recent sales ("comps") before offering

Decide on contingencies (financing, inspection, appraisal, etc.)

Submit an offer with a pre-approval letter

Be prepared to negotiate or respond to counteroffers

โœ… 5. Under Contract Process
Schedule a home inspection

Order an appraisal through your lender

Finalize your loan application and lock in an interest rate

Review disclosures and HOA rules (if applicable)

Shop for homeowners' insurance

Complete title search and secure title insurance

Schedule final walk-through

โœ… 6. Closing the Deal
Review Closing Disclosure (at least 3 days before)

Bring the required documents and payment to the closing

Sign all paperwork

Receive the keys and deed

โœ… 7. After Closing
Change the locks

Set up utilities and internet

Update your address with USPS, banks, and subscriptions

Keep a folder with all closing documents

Start your maintenance plan (monthly, seasonal, annual)

Here's a breakdown of how retail lenders, mortgage bankers, and credit unions differ when it comes to purchasing a home:...
05/07/2025

Here's a breakdown of how retail lenders, mortgage bankers, and credit unions differ when it comes to purchasing a home:

1. ๐Ÿฆ Retail Lenders
These are institutions (often banks or mortgage companies) that offer mortgage loans directly to consumers. They may include:

Big banks (e.g., Wells Fargo, Bank of America)

Online lenders (e.g., Rocket Mortgage)

Key Features:

One-stop shop for borrowers.

May offer a wide range of mortgage products.

Interest rates and fees can vary widely.

Service may be less personal, especially with large national lenders.

2. Mortgage Bankers
Mortgage bankers originate and fund loans with their own money (or credit lines), but they often sell those loans on the secondary market after closing.

Key Features:

Focused solely on mortgages (unlike full-service banks).

Often more efficient and faster than traditional banks.

Can offer competitive rates and flexible programs.

You may not stay with the same company after closing (servicing may transfer).

3. Credit Unions
Credit unions are non-profit, member-owned financial institutions. You usually need to qualify for membership (e.g., based on where you work, live, or worship).

Key Features:

May offer lower interest rates and fees due to nonprofit status.

More personalized customer service.

Fewer loan product options than large banks or mortgage bankers.

More likely to service your loan for the long term (keeping it "in-house").

๐—™๐—ข๐—ฅ ๐—”๐—Ÿ๐—Ÿ ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—˜๐—ฆ๐—ง๐—”๐—ง๐—˜ ๐—ก๐—˜๐—˜๐——๐—ฆ, ๐—–๐—ข๐—ก๐—ง๐—”๐—–๐—ง ๐— ๐—œ๐—ฆ๐—ฆ๐—ฌ ๐—›๐—œ๐—Ÿ๐—Ÿ @ ๐Ÿฎ๐Ÿฑ๐Ÿฎ-375-3875
05/06/2025

๐—™๐—ข๐—ฅ ๐—”๐—Ÿ๐—Ÿ ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—˜๐—ฆ๐—ง๐—”๐—ง๐—˜ ๐—ก๐—˜๐—˜๐——๐—ฆ, ๐—–๐—ข๐—ก๐—ง๐—”๐—–๐—ง ๐— ๐—œ๐—ฆ๐—ฆ๐—ฌ ๐—›๐—œ๐—Ÿ๐—Ÿ @ ๐Ÿฎ๐Ÿฑ๐Ÿฎ-375-3875

"Home is where you hang your hat... or lose your keys, misplace your phone, and wonder where all your money went." ๐Ÿก๐Ÿ”‘๐Ÿ˜‚
05/02/2025

"Home is where you hang your hat... or lose your keys, misplace your phone, and wonder where all your money went." ๐Ÿก๐Ÿ”‘๐Ÿ˜‚

Address

1708 E Arlington Boulevard
Greenville, NC
27858

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+12523753875

Website

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