Homes For Sale By Tammy Mozingo United Real Estate

Homes For Sale By Tammy Mozingo United Real Estate Bank Owned Properties For Sale

Experts Share Insights on Future Mortgage Rate TrendsWith mortgage rates in 2026 hovering close to 7%—and 30-year fixed ...
09/27/2026

Experts Share Insights on Future Mortgage Rate Trends
With mortgage rates in 2026 hovering close to 7%—and 30-year fixed options ranging from 6.7% to 6.9%—I know many folks across eastern North Carolina are watching the numbers closely. These rates aren't set in stone; your credit, location, and financial profile all play a role in where your rate lands. If the Fed raises rates, we could see them climb higher, but if inflation is managed, there may be some relief. One thing I've seen time and again over my three decades here: even small improvements in your credit can make a real difference when it's time to lock in a rate. Helping local families navigate these changes is what I’m here for—because homeownership matters in our community.


https://www.housing-trends.com/agent-news/tammy-mozingo/1978449-Experts-Share-Insights-on-Future-Mortgage-Rate-Trends

Why Exterior Upgrades are a Smart Investment for HomeownersHaving spent my life in Pitt County and three decades helping...
09/26/2026

Why Exterior Upgrades are a Smart Investment for Homeowners
Having spent my life in Pitt County and three decades helping families find their homes here, I’ve seen firsthand the impact smart exterior upgrades can have. Updates like new garage doors, adding stone veneer, refreshing your front door, upgrading siding, or enhancing outdoor living areas do more than just boost curb appeal—they also improve energy efficiency, security, and overall market value. In fact, many of these improvements can return over 200% on your investment. For homeowners in eastern North Carolina, these thoughtful touches can make all the difference when it comes time to enjoy your space or consider your next move.


https://www.housing-trends.com/agent-news/tammy-mozingo/1975797-Why-Exterior-Upgrades-are-a-Smart-Investment-for-Homeowners

Home Warranties: Smart Ways to Protect Your AppliancesAs someone who's called eastern North Carolina home my whole life—...
09/25/2026

Home Warranties: Smart Ways to Protect Your Appliances
As someone who's called eastern North Carolina home my whole life—and spent more than 30 years helping local families navigate homeownership—I’ve seen firsthand how technology is changing our homes. Smart appliances bring a lot of convenience, but they can also make things trickier when it comes to home warranty coverage. Many plans don’t cover the smart features themselves, like Wi-Fi connectivity or software glitches, and repairs on these components can be costly. If you’re considering a home with smart appliances, be sure to read your warranty details closely and look into add-on options for those high-tech features. Keeping informed can help you avoid surprises down the road.


https://www.housing-trends.com/agent-news/tammy-mozingo/1952402-Home-Warranties%3A-Smart-Ways-to-Protect-Your-Appliances

09/24/2026

Why Buyers and Sellers Are Stuck
Lately, I’ve seen firsthand how the housing market has reached a bit of a standstill here in eastern North Carolina. Higher mortgage rates are making those monthly payments tougher for many buyers to justify, so more folks are holding off on making a move. As a result, pending sales are losing momentum—fewer people are taking the leap from searching for homes to actually making offers. Meanwhile, homeowners who locked in lower mortgage rates in years past aren’t too eager to sell and trade up to a pricier loan, which means there are fewer homes hitting the market. This creates a real stalemate: buyers are looking for more affordable payments, sellers are reluctant to give up their great rates, and things are moving more slowly than we’re used to. After three decades of helping families navigate these ups and downs, I know patience and local knowledge are more important than ever.

09/23/2026

U.S. Housing Market Rebalances Slowly
The national housing market continues its slow, steady rebalancing—an important trend for those of us watching both local and national shifts. Active inventory rose about 4% year-over-year across the U.S., though that pace cooled for the first time in five weeks. We're seeing more buyer-friendly conditions, but not a dramatic jump in supply. Homes are spending an average of 61 days on the market—unchanged from last year and right in line with the typical late-Q3 slowdown, especially after the faster pace we saw earlier in 2026. New listings dipped about 1% from last year, returning to levels we saw in 2025 as affordability remains top of mind for both buyers and sellers. The median listing price is now $419,000, down roughly 1% year-over-year, and the median price per square foot has slid to $222, the lowest since early Q1 2026. Inventory growth and higher mortgage rates are gradually shifting the market to favor buyers, though overall, the pace remains measured rather than brisk. Here in eastern North Carolina, I keep a close eye on how these national trends may shape opportunities for local families—helping you navigate both the numbers and the nuances that matter most to our community.

09/22/2026

More Homes Available: Opportunities Grow for Buyers
Here in eastern North Carolina, we're seeing some interesting shifts in the housing market. New home listings have ticked up by 0.4%, reaching their highest level since April, and the total number of homes for sale has climbed 0.5%—the most we've seen since May. At the same time, pending home sales have dipped by 1.1%, hitting a six-month low. This slowdown is largely due to high costs and mortgage rates hovering around 6.65%. After three decades helping families here in Pitt County navigate the path to homeownership, I understand how these changes can feel overwhelming. Staying informed is key to making confident decisions, especially in a market that’s always evolving.

09/21/2026

Fed Raises Key Rate to 3.75%-4%
The Federal Reserve just increased its key interest rate by 0.25%, bringing it to a range of 3.75%-4%. This is the first rate hike since July 2023, with officials indicating that another increase could be on the horizon as inflation remains above their 2% goal. The next opportunity for the Fed to revisit these decisions will be at their meeting on October 27-28, 2026. As someone who’s lived and worked right here in eastern North Carolina my whole life, I’ve seen firsthand how shifts like these can affect our local real estate market and families working toward homeownership. Keeping an eye on these changes is just part of how I help clients make informed decisions about their futures.

09/21/2026

Discover this property for $282,000—a great opportunity that truly stands out.

Have payments on newly purchased homes in the U.S. dropped?As someone who has spent a lifetime helping families in easte...
09/20/2026

Have payments on newly purchased homes in the U.S. dropped?
As someone who has spent a lifetime helping families in eastern North Carolina find their place to call home, I keep a close eye on national housing trends to better serve our local community. Recently, the national median mortgage payment for new homebuyers dropped to $2,175. While that's a move in the right direction, it's still 2.2% higher than this time last year—reminding us all how important it is to understand the full picture when planning a home purchase. With average mortgage rates at 6.66%, affordability looks very different depending on where you are: Idaho and Nevada are currently among the least affordable states, while Louisiana and North Dakota top the list for affordability. My years of experience in Pitt County have shown me that every market has its nuances, and it's details like these that make a difference for buyers here in North Carolina.


https://www.housing-trends.com/agent-news/tammy-mozingo/1959495-Have-payments-on-newly-purchased-homes-in-the-U.S.-dropped%3F

New listings hit a four-year highAs someone who’s called eastern North Carolina home for a lifetime and spent more than ...
09/19/2026

New listings hit a four-year high
As someone who’s called eastern North Carolina home for a lifetime and spent more than 30 years guiding local families through the real estate journey, I’m always keeping an eye on the latest housing trends. Right now, we’re seeing new listings across the US reach their highest level since August 2022—up 8%. This uptick means more options for buyers, and active listings are nearing a balanced market. However, pending sales have dipped to a low, and mortgage rates are holding at 6.66%, which continues to challenge affordability. Even with a 2.2% increase in median prices, understanding what these shifts mean on a local level can make all the difference when planning your next move in our unique market.


https://www.housing-trends.com/agent-news/tammy-mozingo/1967133-New-listings-hit-a-four-year-high

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Greenville, NC
27834

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