Team Wetmore

04/01/2023

Come check out my new listing in Englewood! Remodeled and ready for a new owner.
Open House Today 1-3pm. or contact me for a private viewing.

This wonderful home has been completely updated and ready...

03/17/2023

Come Experience this Stunning property located in the highly desirable neighborhood of Candelas in Arvada. This Amazing property sits in a tranquil cul-de-sac location with mountain views & views of Downtown!
Open House this Saturday Mar. 18th from 12-2PM. Please come by and say hi

Stunning, ranch style home in the highly desirable Candel...

02/03/2023

Come checkout this amazing new listing. Rare opportunity in Littleton!

Come experience this hidden gem located in the Ridge View...

06/30/2022

Check out this beautiful new listing in Highlands Ranch!

Welcome to this exquisitely maintained home in the highly desirable Hearth Neighborhood. Your client will fall in love with the many high quality features this home has to offer. As you walk towards the front door you will notice the tranquil covered front porch and professionally landscaped front y...

02/10/2021

https://tours.virtuance.com/1775541

Virtual Tour of 6242 Reed St, Arvada CO 80003, USA.

07/20/2020

Just click the link below it’s Free!

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

05/06/2020

Please read this! Call me if you have any questions before you make a decision!!

FORBEARANCE IS NOT I REPEAT NOT HELPFUL!! you will either have to pay double payments to catch up, make the next 12 payments on time. If you add it to the end of your 30years, then you will not even qualify to move up or purchase again. You have options in a refi or home equity line of credit. Please, please, please, if this is you let's talk.

Fannie Mae is now estimating that 15% of their mortgages will enter into forbearance. Earlier on they predicted that just 4% would enter forbearance and FHFA Director Mark Calabria famously said early on the forbearance rate wouldn't be > 1%. Whoops!

We also learned that in Fannie Mae's Master Service Agreement as it currently reads that AFTER a borrower gets their loan current after forbearance, having made up their missed payments in forbearance, they MUST MAKE 12 MONTHS OF ON-TIME MORTGAGE PAYMENTS TO GET A NEW MORTGAGE FROM FANNIE OR FREDDIE!!!

So, if a borrower doesn't make up their missed payments right away their timeline to get a new mortgage from Fannie and Freddie will be extended. For example, they choose to add the missing payments to the end of their mortgage it appears they will NOT BE ELIGIBLE FOR A LOAN FROM FANNIE OR FREDDIE.

This was confirmed by an email I received from MGIC, one of the large PMI companies. Until your loan is brought current and you have made 12 consecutive on-time payments your loan will have a SCARLET LETTER against it. Thus, people will NOT be able to refinance or buy a new home using a conventional loan from Fannie or Freddie for a considerable time after forbearance. I expect jumbo loans will be much worse.

02/16/2020

Photo by Nattanan Kanchanaprat via Pixabay If you’re in the market to purchase a home, it can be a confusing process. Interest rates, types of loans and what may apply to you can all sound like a foreign language. It’s always best to have some background knowledge before going to see a m...

02/09/2020

Photo by kalcommodore via Pixabay Beautiful railings, including the railing that surrounds your deck, plays a major role in your home's curb appeal. Even when it's not visible from the street, a strong, sturdy deck and the railing that surrounds it can still raise your home's resale value. That's ex...