Ted Chiasson - Real Estate Specialist Orleans, Jefferson and Plaquemines

10/02/2022

https://www.bhg.com/home-improvement/moving/better-homes-and-gardens-real-estate/final-walkthrough-before-closing-tips/?utm_campaign=bhg_mybhg&utm_content=bestofevergreen&utm_medium=social&utm_source=facebook.com&utm_term=63362d013e9c090001c1f541&fbclid=IwAR1XxjbdyyVBzv9zloFprIRyqBlwUePdcqeF7clu_lk7LoHpj8Xb0g_J7C0

Keep the home buying process headache-free by looking for these essential things during your final walkthrough.

09/17/2020

What is PMI?

PMI or Private Mortgage Insurance is insurance on your home loan when you have less than 20% equity in that home. The purpose of Private Mortgage Insurance, or PMI, is to protect the investment of the lender. With PMI, the lender can lend with confidence because the risk of loaning funds is minimalized.

There are two types of PMI, Private and Non-Private. Private covers conventional loans and Non-Private covers government loans, such as FHA, VA and RD loans.

Where it is true that PMI may cost you $100’s per month, let’s look at it from a different perspective, a wealth building tool. Owning is always better than renting. Your home will appreciate. Let’s use $400 per month as an appreciation value. If your PMI costs you $95 a month and your home is appreciating at around $400 a month, that’s over $300 per month that you are ahead. If you were renting, that entire amount is going toward paying your landlord’s mortgage instead of your own.

And some may not know that when you hit 90% equity in your home, PMI can be bought out. This could save you hundreds each month! We can show you how refinancing and buying out your PMI can help you to put more dollars toward your principal and pay off your loan faster.

The absolute easiest way to see where you can save on your monthly mortgage is to go to SnapSendAndSave.com. It’s the fastest and easiest way to see all your options.

02/05/2018

www.nola.com/homegarden/index.ssf/2018/02/what_can_22_million_buy_in_the.html

This week's real estate roundup features a penthouse in the CBD, a mansion in Covington and a Victorian-style home Uptown.

01/10/2018

http://www.nola.com/politics/index.ssf/2018/01/algiers_apartment_complex_vote.html

Planning Commission puts off vote until Feb. 6.

01/05/2018

12/27/2017

https://www.facebook.com/realtor.com/posts/10156275448682871

The most expensive home for sale in the United States is the grandiose mansion from “The Beverly Hillbillies,” which hit the market Monday for $350 million.

12/19/2017

https://www.usahomefinancing.com/law-enforcement-mortgage-loan-programs/

USA Home Financing provides competitive home loan programs for law enforcement personnel. This includes police officers, as well as other types of employees of law enforcement agencies. Our home loans are very popular with law enforcement throughout the country, and we are very confident that after�...

12/19/2017

http://lightersideofrealestate.com/real-estate-life/agent-life/184-things-realtors-do-to-earn-their-commission?utm_campaign=coschedule&utm_source=facebook_page&utm_medium=The%20Lighter%20Side%20of%20Real%20Estate&utm_content=184%20Things%20REALTORs%C2%AE%20Do%20To%20Earn%20Their%20Commission

Much of what a REALTOR® does happens behind the scenes.

12/16/2017

https://www.statefarm.com/simple-insights/residence/things-to-know-before-a-home-inspection?cmpid=enews-dec17

When buying or selling a home, a house inspection is an essential part of the process. Keep these things in mind.

12/06/2017

Save some time and give me a call.