Taylor Ruoho Mortgage Loan Consultant Nmls#2460480

01/06/2026

A great resource for First Time Home Buyers to look into. Reach out if you're interested in details about this great program!

Great news for first-time homebuyers!
Dupaco has partnered with the Federal Home Loan Bank (FHLB) of Des Moines to make homeownership more accessible through the Home$tart program. Eligible homebuyers can receive up to $15,000 in funding to help with down payment and closing costs. Get the details ⬇️
https://www.dupaco.com/newsroom/first-time-homebuyers-get-a-boost-dupaco-offers-fhlb-hometart-grants/

12/15/2025

📊 Wondering if now’s a good time to shop for a home?
Yes! Inventory is up, and many sellers are more open to credits, concessions, and repairs. Shop by monthly payment, not just price. Be sure to factor in taxes, insurance, and HOA so you’re comparing real numbers.

12/08/2025

🏁 Ready for a fresh start in 2026? Give your pre-approval a quick tune-up!
Step 1: Set your ideal monthly payment (don’t forget taxes, insurance, and HOA).
Step 2: Update your income and asset info so your pre-approval reflects today’s numbers.
Step 3: Verify timeline around holidays, so you can move fast when the right home pops up.

03/13/2025

Eligible Homebuyers! 🏡
You may qualify for a home loan rate as low as 5.506% APR* through the Mortgage Rate Relief program, a partnership between Dupaco and the Federal Home Loan Bank of Des Moines (FHLB Des Moines).
Don’t miss out on this opportunity to secure a great rate for your new home!
Call Dupaco at 800-373-7600 ext. 204 to see whether you're eligible for this limited-time program!

*Additional eligibility guidelines apply. Rate effective 3/3/2025. All loans subject to approval. Rates, terms and conditions are subject to change. Equal Housing Opportunity.

02/14/2025

💖 Happy Valentine's Day from Dupaco! 💖

This Valentine's Day, we're here to help you find the home you'll fall in love with! Whether you're a first-time buyer or looking to refinance, our team is dedicated to making your homeownership dreams come true.

Why Choose Us?

Personalized Service: We tailor our mortgage solutions to fit your unique needs.
Competitive Rates: Enjoy great rates that make your dream home more affordable.
Expert Guidance: Our experienced team is here to guide you every step of the way.

Let us help you find the perfect match this Valentine's Day. Contact us today! 💘

02/05/2025

Are you dreaming of owning your own home but worried about the costs? Good news! There are various grants available to help make your dream a reality. These grants can provide financial assistance for down payments, closing costs, and more.

✨ First-Time Homebuyer Grants: Many programs offer grants specifically for first-time homebuyers to help with down payments and closing costs.

✨ State and Local Grants: Check out grants offered by your state or local government. These programs often provide significant assistance to eligible buyers.

✨ Federal Grants: The federal government offers several grant programs to support homeownership, especially for low- to moderate-income families.

✨ Non-Profit and Community Grants: Various non-profit organizations and community programs offer grants to help individuals and families achieve homeownership.

Getting ready to buy your first house? Explore first-time homebuyer programs and requirements. And know what to expect during the process.

01/28/2025

One question I get a lot: What are Closing Costs? Check out this article to learn more!

Estimate your share of mortgage closing costs using this guide to 25 likely one-time and recurring fees for buyers.

01/22/2025

Navigating the homebuying process doesn't have to be overwhelming! Let's break it down step by step, from pre-approval to closing. Reach out for a personalized consultation!

01/14/2025

The latest Credit Union Trends Report from TruStage provides some valuable insights into the current financial landscape for credit unions. Here are some key takeaways:

Loan-to-Savings Ratios: Expected to remain above 85% in 2025 for the third consecutive year. (Well above the 20-year average)
House Prices: The OFHEO House Price Index rose by 4.3% over the past year, surpassing the long-term average of 4.0%. (House prices continue to grow but slowing down over recent years)
Equity-to-Asset Ratio: Increased to 9.7% in September, up from 8.7% in September 2023. (Continuing an upward equity growth trend in CUs)

Stay informed and navigate the financial landscape with confidence!

TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally ins...

01/09/2025

Had a great evening at the CICCU meeting last night. Thank you to the folks at PolicyWorks and ICUL for coming out and explaining some of the current legislative priorities for credit unions in 2025. Thank you to anyone that made it out to the meeting yesterday!