Title Company

03/17/2026

🍀 This St. Patrick’s Day, don’t rely on luck.

In real estate, business, or legal matters —
the people who win are the ones who act fast and make smart decisions.

Opportunities don’t wait.
And neither should you.

If you’re thinking about buying, selling, or protecting your assets —
now is the right time.

☘️ Let’s make your next move a smart one

11/27/2025

08/11/2025

🚨 They can steal your home… without breaking in. Sounds crazy? It’s called Title Fraud — and it’s happening right now in Florida. 📄 Just one forged document, and your property belongs to someone else.💡 Most owners don’t find out… until it’s too late.This isn’t a “what if.” It’s already happened to thousands of people — while they were at work, on vacation, or even asleep.🛡 At FL Title & Escrow Co., we stop title thieves before they strike.📲 Check if your title is safe — call (888) 865-2970 FLTitle.co

07/10/2025

✨ Your Closing. Our Commitment. 🏡

At FL Title & Escrow Co., we don’t just close deals - we build trust, protect your investment, and guide you every step of the way. Whether you’re buying, selling, or refinancing, our experienced team ensures a seamless and secure closing experience from contract to keys.

🔑 What We Offer:
✅ Reliable title insurance
✅ Smooth escrow & closing coordination
✅ In-house attorney review
✅ Mobile & remote closings
✅ Multilingual support
✅ Fast turnaround & constant updates
✅ Local knowledge, statewide coverage

📍 Based in Hallandale Beach, proudly serving all of Florida 🌴

07/09/2025

🏛️ Florida HB 913 updates: Stronger Condo & Co‑op Rules! 🛡️
Signed into law June 23 and effective July 1, 2025, this landmark legislation strengthens safety, transparency, and accountability for condominium and cooperative associations across Florida. Key takeaways:

What You Need to Know:

1. Manager Oversight
🔹 CAMs (Community Association Managers) losing their license are banned from owning or working in a management firm for 10 years.
🔹 CAMs/firms must register and update online DBPR accounts, list associations, and disclose conflicts.

2. Structural & Reserve Rules (SIRS/Milestone Inspections)
🔹 Applies to condo/co‑op buildings ≥3 stories.
🔹 Deadline extended to complete milestone inspections & SIRS by Dec 31, 2025.
🔹 Associations can pause reserve contributions for 2 years post-inspection.
🔹 Engineers must disclose if they’re both inspecting and bidding to repair.

3. Meetings & Records
🔹 Board and member meetings may now be fully virtual—must include physical address + video link + be recorded and saved for 1 year.
🔹 HOAs must post BOD meeting minutes for the preceding 12 months on their website.
🔹 Financial records now include ledgers, bank statements, affidavits, and video recordings—must be posted online and updated within 30 days.

4. Financial Safeguards
🔹 Annual reports due in 180 days after fiscal year ends.
🔹 Reserve fund trigger raised from $10K ➜ $25K.
🔹 Substitute budgets can be proposed if costs exceed 115%—subject to member vote.

5. Insurance & Enforcement
🔹 Associations must carry full replacement-cost coverage incl. windstorm for 250-year events.
🔹 Local governments must enforce milestone repairs within 365 days of critical findings.

✅ Why It Matters

HB 913 helps protect owners and buildings by:
🔸 Enhancing transparency
🔸 Enforcing structural safety
🔸 Limiting financial mismanagement
🔸 Giving owners better access to information

🔔 Tips for Condo Owners

✔️ Check if your association is compliant
✔️ Read posted BOD minutes and reports
✔️ Participate in meetings
✔️ Ask your manager about DBPR registration

06/12/2025

🎯 Unlock the Secret Weapon for Faster Real Estate Deals!
Top agents know — FL Title & Escrow Co. is more than a title company. We’re your behind-the-scenes power team. 💼💥

✅ Fast, seamless closings
✅ Custom marketing & open house support
✅ Preliminary HUDs & contract expertise

Stop losing deals to delays — start closing like a pro.
📲 Call us today: (888) 784-1723

06/11/2025

How Does a Lady Bird Deed Work?

Also called an Enhanced Life Estate Deed, this powerful estate planning tool lets you name a beneficiary who will inherit your real estate — automatically after your death, no probate needed.

✅ Available in only 5 states — including Florida
✅ Flexible, cost-effective, and Medicaid-friendly
✅ Popular alternative to a full Revocable Trust
✅ Keeps family conflicts at bay
✅ Cost-effective estate planning
✅ No probate, no court fees and no delays after death - Your property automatically transfers to your named beneficiary
✅If you sell the property while alive, the deed is void—no harm, no obligation.

🏡 During Your Lifetime, You Keep Full Control
✔️ Sell your home
✔️ Refinance or mortgage it
✔️ Lease it out or live in it
✔️ Qualify for Homestead Exemptions
✔️ Make changes or revoke the deed

🚫 Avoid These Common Mistakes:
❌ Adding children directly to the title
❌ Using a quitclaim deed without understanding risks
❌ Exposing your home to their creditors or legal disputes

With a Lady Bird Deed, you stay in control — no risk of being forced to sell or litigate against your own kids!

📞 Want to learn if a Lady Bird Deed is right for you? Let’s talk!

🔹 Call: 888-784-1723
🔹 Email: [email protected]
🔹 Office: FL Title & Escrow Co., Hallandale Beach, FL

06/11/2025

How Did the Lady Bird Deed Get Its Name?

Spoiler: It has nothing to do with actual birds. 🐦

In the 1980s, Florida attorney Jerome Ira Solkoff was teaching elder law and used a fictional example in his materials that included characters named President Johnson and Lady Bird Johnson - yes, like the real First Lady, Claudia Alta “Lady Bird” Johnson.

💡 His goal? To simplify the concept of the enhanced life estate deed—a powerful tool to transfer property without probate.

The example caught on, the name stuck, and the rest is real estate history!

🏡 Lady Bird Deeds allow owners to:
✔️ Avoid probate
✔️ Retain full control of property
✔️ Pass property to heirs automatically at death
✔️ Possibly preserve Medicaid eligibility

Florida is one of the few states that recognizes this unique deed type!

📍 Have questions about using a Lady Bird Deed in your estate plan? We’re here to help.

📞 888-784-1723 | ✉️ [email protected]
🏢 FL Title & Escrow Co. – Florida’s Trusted Title Experts

06/11/2025

📜 Types of Deeds in Florida – Know the Difference!

Buying or transferring property? Understanding which deed is used makes all the difference.

🔹 1. General Warranty Deed
✅ Highest level of protection
✅ Full warranties: seisin, right to convey, quiet enjoyment & more
📚 Fla. Stat. §§ 689.02 & 689.03

🔹 2. Special Warranty Deed
✅ Warranties limited to the grantor’s ownership
📌 Common in commercial deals
❗ No statutory form — must be carefully drafted

🔹 3. Quitclaim Deed
❌ No warranties
✔️ Conveys whatever interest the grantor may have
⚠️ Often used to clear title or between family, not for commercial use

🔹 4. Life Estate Deed
⏳ Grants ownership for life
➡️ Passes automatically to a remainderman
📌 Often used in estate planning

🔹 5. Enhanced Life Estate (Lady Bird) Deed
👑 Grantor keeps full control
⚡ Skips probate & protects heirs
✔️ Revocable & powerful for planning!

📍 At FL Title & Escrow Co., we help you choose the deed that fits your goals.
📞 888-784-1723 | ✉️ [email protected]

06/11/2025

🏡 What is a Deed?
A deed is a written legal document that transfers title to real property — in other words, it proves who owns the property!

✅ To be valid, a deed must be:
✔️ Executed (signed)
✔️ Delivered
✔️ Accepted

🔑 Types of Property Ownership:
📌 Tenancy in Common – shared ownership with no survivorship rights
📌 Joint Tenancy – includes right of survivorship
📌 Tenancy by the Entirety – for married couples only
📌 Business Entities – LLCs, corporations, or partnerships

Thinking about how to hold title? Let us guide you every step of the way.

06/10/2025

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.”

― Franklin D. Roosevelt

06/08/2025

Never transfer your home to your kid's name or leave it to them in a will.

That move could cost your family tens of thousands in taxes and legal fees.
If your kids inherit your home through a will, they'll likely face:
- Probate court delays
- Expensive legal fees
- And a massive capital gains tax when they sell
They could lose up to 35% of your home's equity - just like that.

Instead, protect your legacy:

Put your home into a living trust.
That way, your kids skip probate and benefit from a step-up in cost basis — meaning they inherit it at the current market value, not what you paid decades ago.

Call FL Title & Escrow Co today to set it up right.
в (888) 784-1723