10/09/2026
I know you’ve been seeing a lot of posts about mortgage rates going up 📈
So here’s one that actually helps make sense of it.
I updated this FHA buyer guide using a 7.5% interest rate so you can see what different monthly payments may buy in Hampton + Newport News right now.
A few things to remember:
✅ First-time buyers may qualify for grants/down-payment assistance
✅ VA buyers may have 0% down options
✅ We can often negotiate seller-paid closing costs, regardless of loan type
Higher rates can affect buying power, but they don’t automatically mean buying is off the table.
Want to know what your numbers look like?
📱 757-773-2188
📧 [email protected]