Sherry Fonseca - PrimeLending

Sherry Fonseca - PrimeLending Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sherry Fonseca - PrimeLending, Real Estate, 655 Main Street, Ste 102, East Greenwich, RI.

Someone asked me recently if it’s possible to use their home equity without having to sell their house. It made me reali...
08/28/2026

Someone asked me recently if it’s possible to use their home equity without having to sell their house. It made me realize how many people still think a reverse mortgage means giving up their home. It doesn’t.

Eligible homeowners 62 or older can use a reverse mortgage* to access some of the equity they’ve built, without making a monthly payment. They’re still responsible for the property taxes, homeowners insurance and upkeep, and the loan is typically repaid when the home is sold or is no longer their primary residence.

Wondering if a reverse mortgage is the right fit for you? I can explain the requirements and help you find out if you qualify.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and/or trusted financial planner when considering any reverse mortgage loan.

If you have a good mortgage rate, you may not want to give it up just to access your equity.A home equity loan* may let ...
08/27/2026

If you have a good mortgage rate, you may not want to give it up just to access your equity.

A home equity loan* may let you borrow what you need while keeping your current mortgage and rate in place. I can help you compare the additional payment and total cost.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Looking for a little more breathing room in your monthly budget? Take a look at whether PMI (private mortgage insurance)...
08/26/2026

Looking for a little more breathing room in your monthly budget? Take a look at whether PMI (private mortgage insurance) is still part of your mortgage payment.

Depending on the loan product, if you’ve paid down your balance or your home’s value has gone up, you may be able to remove it and lower what you pay each month. I can run your numbers to see if you’re able to remove your PMI.

Closing is the last step before the home is officially yours. You’ll get your Closing Disclosure at least three business...
08/25/2026

Closing is the last step before the home is officially yours. You’ll get your Closing Disclosure at least three business days ahead of time, so you can review the final numbers and know what to bring.

Then you’ll sign the paperwork, wrap up the purchase and get the keys. I’ll keep you updated along the way so you’re never left wondering what comes next.

Financial wellness doesn't have to be complicated. Small steps can make a big impact on your financial future.Which item...
08/12/2026

Financial wellness doesn't have to be complicated. Small steps can make a big impact on your financial future.

Which item are you tackling this month? 👇

Happy Book Lovers Day! 📚 Our bookshelves might look a little different. They're filled with mortgage guidelines, market ...
08/09/2026

Happy Book Lovers Day! 📚



Our bookshelves might look a little different. They're filled with mortgage guidelines, market insights, and homeownership strategies — because the better informed we are, the better we can educate the families and communities we serve 🤍

Happy National Chocolate Chip Cookie Day! What's your go-to: chewy, crispy, or straight-from-the-oven?
08/04/2026

Happy National Chocolate Chip Cookie Day! What's your go-to: chewy, crispy, or straight-from-the-oven?

Monday mindset: one thing at a time, one win at a time. ☕ New week. Fresh start. Let's make it a good one.
08/03/2026

Monday mindset: one thing at a time, one win at a time. ☕ New week. Fresh start. Let's make it a good one.

Building your home means you don’t have to compromise. No settling for an outdated floor plan or wishing the kitchen was...
04/03/2026

Building your home means you don’t have to compromise. No settling for an outdated floor plan or wishing the kitchen was bigger. And with our construction loan, you can finance the lot purchase and construction costs with one simple monthly payment. Ready to take your home from blueprints to built? Let’s connect to make a plan!

Think mortgage rates are set in stone? Not always. Discount points can help lower your interest rate from day one, which...
04/02/2026

Think mortgage rates are set in stone? Not always. Discount points can help lower your interest rate from day one, which can mean a smaller monthly payment and less interest paid overtime. To get that lower rate, discount points are purchased at closing. One (1) discount point can reduce the interest rate by up to about 0.25%, depending on the type of loan and its characteristics. For homeowners planning to stay in the home long term, the savings can really add up once they pass the breakeven point. Curious to see what you could save? Reach out and I can run the numbers with you.

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655 Main Street, Ste 102
East Greenwich, RI
02818

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