03/06/2026
Are you in the medical field? Your path to homeownership can look different, especially when student loans or non-traditional income are part of the picture. PrimeLending offers competitive fixed and adjustable-rate options, plus flexible underwriting that considers student loan obligations, employment contracts, and early‑career income trends. With financing options up to 100%, we’re here to make homeownership more accessible for those in the medical field.
Program Highlights*:
No mortgage insurance required
Student loan flexibility
100% max LTV
0-6 month required reserves
50% max debt to income (DTI)
$100k min - $2M max loan amount
Product info as of 2/19/26, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). MD, DO, DDS, DMD, MD, DO, PharmD, VMD, DPM, CRNA and medical residents, fellows, or interns with above mentioned degree are eligible. This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.