Maegan Jones

05/30/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment...



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

05/29/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/28/2026

SOLD & CLOSED!! 🎉🎉🎉




Maegan Jones, Owner / Associate Broker
Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 309-7337

Offered at $39,000.00

This 1.42-acre +/- lot on Bethel Street offers a prime location just a minute from Hartselle High School and close to downtown shopping, dining, and amenities. Perfect for those who appreciate convenience, it's also ideal for commuters with quick access to I-65. The property is adorned with mature trees, providing natural privacy and a serene atmosphere, making it an excellent spot to build your dream home. Whether you're seeking proximity to top schools, local attractions, or ease of travel, this lot presents a unique blend of rural charm and city convenience. Don't miss this rare opportunity!

Maegan Jones, Owner / Associate Broker
Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 309-7337

05/28/2026

Price Cuts Get Bigger the Longer a House Sits Without Offers

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

05/27/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

Let's be real with each other for a second about affordability.

05/26/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

05/25/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

05/23/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

05/22/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/21/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.



Maegan Jones Real Estate Company
1104 US Highway 31 NW, Suite C
Hartselle, Alabama 35640
(256) 686-9048
[email protected]

"Doing Business With People In Mind."